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Discover how to achieve financial flexibility with this blueprint for homeownership and worry-free living
Robbo Roper (aka the Aussie Mortgage Guy) is here to show you how to get out of the rental trap, get your finances sorted and buy your first (or next!) home. The Australian Guide to Buying Your First Home is not a step-by-step guide to living in a beachside mansion with a $15-million property portfolio. Instead, it is an essential real-world companion for taking control and getting into your new home faster. You'll learn how to increase your income (and borrowing power) and buy the ideal property for whatever stage of life you're in. Better still, you'll get valuable advice on how to manage and pay off your mortgage sooner.
Owning your own home creates a safe haven for you and your family. Your home is not only a valuable financial investment that builds long-term wealth. It's also a place to make cherished memories and truly flourish. A home is about creating stability and a lasting legacy for you and your loved ones. At the end of the day, finding your own home is about building a happy, balanced life.
Inside, Robbo brings together the advice that has made him Australia's most-followed financial content creator. You'll discover how to:
Learn from everyday Aussie success stories and get the strategies you need to reach your goal of home ownership sooner. The Australian Guide to Buying Your First Home is an indispensable handbook for assessing affordability, setting realistic goals and taking control of your future.
ROBBO ROPER (aka the Aussie Mortgage Guy) helps others take control of their income and buy their first home. A former mortgage broker, he is Australia's most-followed financial content creator. Follow him at @trusted.finance.
Introduction ix
Part I Take control of your income 1
1 Aim for above average 3
2 How expensive is your life? 19
3 Increase your income 37
4 What are you worth? 53
Part II Buy your first home 73
5 How much can you borrow? 75
6 How much do you need in savings? 93
7 What should you look for in a home loan? 147
8 What type of home should you buy? 169
Part III Get debt-free 191
9 Manage your mortgage 193
10 Achieve financial flexibility 211
Conclusion: The secret to sustaining a financially flexible life 235
Index 241
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