TABLE OF CONTENTS to BE SMART PAY ZERO TAXES: Use the Buy, Borrow, Die Strategy to Get Rich and Stay Rich! by Mark J. Quann
Author's Note: Finding My Purpose xi
A Note to Financial Advisors xii
1 The Pandemic Epiphany How I Discovered The Perfect Portfolio™ 1
2 Be S.M.A.R.T. Strategies to Maximize Assets and Reduce Taxes 5
3 What Is Money? Is a Cow Money? 11
4 The Millionaire Next Door Joe's Journey to $6 Million by Never Selling 21
5 Avoiding ?Dead Money? Invest in The Five Pillars That Can Secure Loans 25
6 Financial Alchemy How to Transform ?Bad Debt? into ?Good Debt? 29
Part One: Stocks and ETFs The First Pillar of a Buy, Borrow, Die Strategy
7 Buy Low and Never Sell Stocks and ETFs, the First Pillar of Buy, Borrow, Die 35
8 Stocks and ETFs The Good, the Bad, and the Ugly 41
9 Buy More and Never Sell Using Fear and Greed to Amplify Your Returns 55
10 Buy, Borrow, Die It Really Is for Everyday Americans 59
11 The Basics of Financial Alchemy Press Buttons and Create Money! 63
12 IRA It IS a Retirement Account! 71
13 IRA It ISN'T a Retirement Account (so Focus on Your Financial Independence) 77
14 Future-Proof Your Savings Borrow to Fund the Tax Benefits of a Roth IRA 79
15 Shielding Your Wealth Avoid Future Tax Hikes with a Backdoor Roth IRA 85
16 SPY vs SPY vs SPY One ETF, Three Outcomes 91
17 Municipal Bonds ?Munis? for Tax-Free Money 97
18 Minimizing Your Tax Bill Strategies for Reducing Capital Gains Taxes 101
19 Turning Losses into Gains How Tax-Loss Harvesting Can Save You Money 107
20 Borrow, Again If You Can't Beat 'Em, Join 'Em 111
Part Two: Real Estate The Second Pillar of a Buy, Borrow, Die Strategy
21 Unlocking Tax-Free Savings The 2024 First-Time Homebuyers Tax Credit 117
22 Leveraging OPM The Tax-Efficient Path to Homeownership 121
23 The Home Mortgage Deduction Home Sweet Tax Break 127
24 The $250,000/$500,000 Home Sale Exemption Tax-Free Home Sale Jackpot 131
25 Depreciation on Rental Property Tax-Free Income for Real Estate Investors! 135
26 Cost Segregation Boosting Tax-Free Income for Real Estate Investors 139
27 Bonus Depreciation Supercharging Tax-Free Income for Real Estate Investors145
28 Business Ownership and Rental Income Buy One to Live In and One to Rent 151
29 Real Estate Professional Status The ?Secret Sauce? to Pay No Taxes 155
30 The Home Office Deduction Your Tax-Saving Super Weapon 163
31 The Augusta Rule Unlocking Tax-Free Income Through Short-Term Rentals 167
32 The Short-Term Rentals Loophole A Powerful Tool for Tax Savings 175
33 House Hacking Transforming Your Home from Liability to Tax-Free Asset 181
Part Three: Income and Asset Protection The Third Pillar of a Buy, Borrow, Die Strategy
34 Maximizing the Benefits of Term Life Insurance Protecting Wealth with Smart Riders 189
35 Indexed Universal Life Insurance The Swiss Army Knife of Investing and Tax Avoidance 195
Part Four: Cryptocurrency The Fourth Pillar of a Buy, Borrow, Die Strategy
36 Bitcoin vs Bucks Why Digital Coins Beat the Unlimited Dollar Machine 209
37 Bitcoin ETFs The Smart Way to Hold Digital Gold Without the Hassle 219
Part Five: Precious Metals The Fifth Pillar of a Buy, Borrow, Die Strategy
38 Golden Opportunities Leveraging Buy, Borrow, Die to Acquire Gold and Precious Metals 229
Part Six: Business Ownership The Solid Foundation of a Buy, Borrow, Die Strategy
39 Tacos, Tequila, and Tax Breaks Maximizing Your Business Deductions 237
40 S-Corp Secrets How to Slash Your Taxes and Keep More of Your Money 243
41 Turning Learning into Earning Making Education a Business Expense 249
42 Section 179 Savings Buy a Tesla for Your Business 253
43 Tax-Savvy Health How to Save on Taxes While Protecting Your Well-Being 259
44 Year-End Tax Planning Bigger Savings in the Final Stretch 263
Part Seven: Advanced Concepts Improving the Performance of a Buy, Borrow, Die Strategy
45 Rollover Danger Why Great Returns May Not Be Great for You 273
46 Finding a Fiduciary Who Wants to Play Where's Waldo? 277
47 Leveraging Correlation Amplify Returns with the Buy, Borrow, Die Strategy 283
48 Live off the Borrow Button Unlocking Tax-Free Financial Freedom 295
49 Will You Own Nothing and Be Happy? 301
Epilogue 307
Real Estate Simplified 309
How to Get Wealthy . . . Simplified 311
Glossary of Terms 313
Bonus Stock Report 325
Knowledge Quiz and Study Guide 331
Knowledge Quiz and Study Guide Answer Key 349
Index 357
About the Authors 371
