Consumer Credit, Debt and Bankruptcy

Introduction
Johanna Niemi, Iain Ramsay, William C Whitford
I Changing Consumer Credit Markets
1. Inequality and Access to Financial Services Gregory D Squires
2. The Political Economy of Consumer Credit Securitization: Comparing Predatory Lending in Home Finance in the US, UK, Germany and Japan Christopher L Peterson
3. Consumer Overindebtedness in Brazil and the Need for New Consumer Bankruptcy Legislation Cláudia Lima-Marques and Anto^nio Benjamin
4. 'Wannabe WAGS' and 'Credit Binges': The Construction of Overindebtedness in the UK Iain Ramsay
II Topics in Consumer Credit Regulation
5. Overindebted Households and Law: Prevention and Rehabilitation in Europe Johanna Niemi
6. 'A Call to Arms'-For Regulation of Consumer Lending Udo Reifner
7. The Political Economy of the EC Consumer Credit Directive Sefa M Franken
8. Disclosure as an Imperfect Means for Addressing Overindebtedness: An Empirical Assessment of Comparative Approaches Susan Block-Lieb, Richard Wiener, Jason A Cantone and Michael Holtje
9. Prevention of Overindebtedness and Mechanisms for Resolving Overindebtedness of South African Consumers Michelle Kelly-Louw
10. The Myth of the Cautious Consumer: Law, Culture, Economics and Politics in the Rise and Partial Fall of Unsecured Lending in Japan Souichirou Kozuka and Luke Nottage
III Consumer Overindebtedness and Insolvencies
11. Making Sense of Nation-Level Bankruptcy Filing Rates Ronald J Mann
12. Overindebtedness and Financial Stress : A Comparative Study in Europe Catarina Frade and Claudia Abreu Lopes
13. Bankruptcy in Germany: Filing Rates and the People behind the Numbers Wolfram Backert, Ditmar Brock, Götz Lechner and Katja Maischatz
14. Elderly Consumer Weakness in 'Withholding Credit' Johannes Doll
15. Two Decades, Three Key Questions, and Evolving Answers in European Consumer Insolvency Law: Responsibility, Discretion, and Sacrifice Jason Kilborn
IV Repayment Plans
16. A Law-in-Action Approach to Comparative Study of Repayment Forms of Consumer Bankruptcy Jean Braucher
17. Debt Agreements Down Under John Duns and Rosalind Mason
18. Personal Bankruptcy in Korea Soogeun Oh
19. New Labour: More Debt-The Political Response Michael Green
20. Debt Counselling in the Shadow of the Court: The Dutch Experience Nadja Jungmann and Nick Huls