Notes on Contributors

Henryk Adamczuk is an Independent Researcher specialising in economic and financial aspects of housing markets. From 1988-2013 he was a senior lecturer at Birmingham City University. He participated in a major peer review study of housing in the European Union and has regularly presented at international housing conferences in Europe.

Baralides Alberdi is Director of the consultancy Madrid Puerto Aéreo. She is a specialist in housing finance and financial instruments and previously worked as head of the research department of the Mortgage Bank of Spain, the largest specialised mortgage institutions at that time.

Rolf Barlindhaug is a Senior Researcher at the Norwegian Institute for Urban and Regional Research. His research interests are housing finance, housing market analysis, supply-side studies, the relationship between municipalities and the housebuilding industry, housing policy instruments and residential mobility.

Peter Boelhouwer is Professor of Housing Systems at Delft University of Technology. He is chair of the OTB - Research for the Built Environment department and of the European Network for Housing Research (ENHR). His main research topics are comparative housing analyses, housing finance and economics and housing preferences.

Sylvain Bouyon is a Research Fellow at the Centre for European Policy Studies. He previously worked as an economist at the European Mortgage Federation and at the National Bank of Belgium.

Andreja Cirman is Associate Professor in the Faculty of Economics, University of Ljubljana. Her main fields of expertise are housing, real estate and sustainability, reflected in a variety of published articles, research works and consultancy projects in Slovenia and abroad.

Yener Coskun is a Senior Specialist for the Capital Markets Board of Turkey and visiting lecturer at Izmir University of Economics and the University of Sarajevo. He has published three books and several journal and professional articles on housing finance, real estate, capital markets and history.

Lúðvík Elíasson is currently a Senior Economist in the Financial Stability department at the Central Bank of Iceland. Lately, he has been working for parliamentary commissions assessing the role of banks and housing finance during and after the 2008 financial crisis in Iceland.

Marja Elsinga is Professor of Housing Governance at TU Delft and Visiting Professor at Tongji University in Shanghai. She has 25 years of experience in housing research and publishes widely on topics including housing policy, social housing, housing affordability and housing equity release.

Peter Englund is Professor of Banking at the Stockholm School of Economics specialising in housing economics and finance. He was previously Professor of Economics at Uppsala University and Professor of Real Estate Finance at the University of Amsterdam.

Jaime R. S. Fonseca is an Assistant Professor at Lisbon University (ISCSP-UL), particularly interested in data analysis. His work has been published in international peer-reviewed journals such as International Journal of Public Administration, Social Sciences Research and the Journal of Retailing and Consumer Services.

József Hegedüs is a Sociologist and founding member of the Metropolitan Research Institute, established in 1989 in Budapest, Hungary. His research focuses on urban and housing issues after the transition in Eastern Europe. He is one of the editors Social Housing in Transition Countries, published in 2013.

Lorenzo Isgrò is an Economic Adviser at the European Mortgage Federation, where he coordinates the Statistics Committee and is responsible for the publication of Hypostat, a housing and mortgage statistics issue. Previously, he worked at the Dutch Central Bank and European Central Bank.

Jennifer Johnson is Head of Legal and Economic Affairs at the European Mortgage Federation, where she is responsible for the activities of the EMF's Legal, Economic and Valuation Committees. She has worked at the EMF for more than 12 years and publishes regularly particularly on regulatory issues.

Padraic Kenna lectures in housing and property law at National University of Ireland Galway and at the Centre for Housing Law, Rights and Policy. His research areas include legal and policy aspects of mortgages, property, housing and human rights.

Stefan Kofner is Professor of Housing Management at the University of Applied Sciences Zittau/Görlitz and director of the TRAWOS research institute. He has a background in economics and has participated in comparative research projects and publications about housing allowances, social housing, the private rented sector and housing finance.

Tommi Laanti is a Senior Analyst at the Department of Built Environment in the Ministry of the Environment (Finland). His field of work is government housing policy and housing finance subsidy systems.

Jacek Laszek is a Housing Finance Economist. For more than 20 years he has conducted research studies, analysis and consultations concerning housing finance systems in Poland and other Central and Eastern European countries. He is Professor at the Warsaw School of Economics and a leading advisor at the National Bank of Poland.

Jens Lunde has been Associate Professor in the Department of Finance at Copenhagen Business School since 1984. He has previously taught in the Department of Economics at the University of Copenhagen and worked for the Danish Ministry of Housing and the Danish Building Research Institute. His main specialisms are in housing finance with a particular emphasis on the analysis of individual data.

Martin Lux, Sociologist and Economist, is Head of the Department of Socio-Economics of Housing at the Institute of Sociology, Academy of Sciences of the Czech Republic. He has led and consulted on several international and national housing research projects.

Alexis Mundt, Economist and Historian, works as a research associate at the IIBW - Institute for Real Estate, Construction and Housing in Vienna. His areas of research include housing economics, comparative social policy and evaluations of housing policy in Austria and Europe.

Irene Peña is Chief Economist of the Spanish Mortgage Association, a specialised professional association consisting of the financial institutions that have a major presence in the Spanish mortgage market. She is also a member of several working groups of the European Mortgage Federation and the European Covered Bond Council.

Maria Plotnikova is a Lecturer in Economics at Aberystwyth University. Her research interests are in regional and urban economics, comparative housing systems and housing privatisation, particularly in Russia.

Hugo Priemus is Emeritus Professor of System Innovation Spatial Development and was previously professor of housing at TU Delft. His research interests include housing policy, spatial planning, land policy and urban transport. He has regularly advised the Netherlands government on issues around housing policy and finance.

Kathleen Scanlon, Assistant Professorial Research Fellow at the London School of Economics, specialises in housing, urban affairs and governance. She writes about housing systems and financing of both private and social housing and has worked on projects for the Council of Europe Development Bank, the Inter-American Development Bank and the OECD.

Richard Sendi works as a Senior Researcher at the Urban Planning Institute of the Republic of Slovenia. He specialises in housing research and is the head of Housing Studies at the Institute. He is also the president of the Institute's Scientific Council.

Magnús Árni Skúlason is the Founder and Managing Director of Reykjavik Economics ehf. Prior to founding Reykjavík Economics he was Director of the Centre for Housing and Property Research at Bifröst University, where he was an Associate Professor in Economics until January 2007.

Eszter Somogyi is a Researcher at the Metropolitan Research Institute, Budapest. Her main fields of interest are urban sociology and housing policy. She focuses on housing affordability problems and the development of inclusive housing policy schemes for segregated areas.

Elisabeth Springler, Economist, is Study Programme Director at the University of Applied Sciences bfi-Vienna, Austria. Previously she was Assistant Professor at the Vienna University of Economics and Marshall Plan Chair at the University of New Orleans.

Petr Sunega is an Economist. His main research interests include tenure choice and labour oriented migration, housing finance and housing economics. He has published on these topics in books and journals including European Sociological Review, Housing Studies and Urban Studies.

Timo Tähtinen is a Senior Adviser at the Department of the Built Environment in the Ministry of the Environment in Finland. His field of work is housing and construction market analysis and he advises the Finnish government on a wide range of housing policy issues.

Andrey Tumanov has more than 10 years of experience researching housing finance issues and currently works as Market Analyst and Forecaster in the Market Analysis and Strategic Planning Department of the Agency for Housing Mortgage Lending, a Russian mortgage...