About the Contributors

Dr Kern Alexander is Professor of Banking Regulation at the University of Zurich and is a Senior Research Fellow at the Centre for Risk Studies, University of Cambridge. He is the author of many articles and books, including Principles of Banking Regulation (Cambridge University Press, 2019) and Brexit and Financial Services (with Moloney Bloomsbury/Hart, 2018). He was a member of the European Parliament's Expert Panel on Financial Services (2009-2014) and was the Specialist Adviser to the British Parliament's Joint Select Committee on the Financial Services Act 2012. He was an adviser to the Serious Fraud Office on the Libor cases.

William Allen is a visitor at the National Institute for Economic and Social Research. He worked at the Bank of England from 1972 to 2004 and was Deputy Director for Monetary Analysis from 1994 to 1998, Deputy Director for Financial Market Operations from 1999 to 2002 and Deputy Director for Financial Stability and Director for Europe from 2002 to 2003. He was seconded to the Bank for International Settlements from 1978 to 1980 and was a member of the EU Monetary Committee from 1994 to 1998. Since 2004, he has worked in the private sector and for the International Monetary Fund. He was a specialist adviser to the House of Commons Treasury Committee from 2010 to 2017 and to the Parliamentary Commission on Banking Standards in 2012. He has written extensively on monetary subjects, including three books - International Liquidity and the Financial Crisis (Cambridge University Press, 2013), Monetary Policy and Financial Repression in Britain 1951-59 (Palgrave Macmillan, 2014) and The Bank of England and the Government Debt: Operations in the Gilt-Edged Market, 1928-1972 (Cambridge University Press, 2019) - and numerous published articles.

David G. W. Birch is a director of the secure electronic transactions consultancy Consult Hyperion, and a visiting lecturer at the University of Surrey. He is an internationally recognised thought leader in digital identity and digital money, one of Wired magazine's top 15 global sources of business information and a Centre for the Study of Financial Innovation (CSFI) research fellow.

Anne Boden MBE is founder and chief executive of Starling Bank. Previously she worked in senior leadership at some of the world's best-known financial companies, among them Allied Irish Bank, where she was chief operating officer, Royal Bank of Scotland, where she served as head of EMEA, Global Transaction Banking and ABN Amro, where she was Executive Vice President Europe, Transaction Banking. She is a fellow of the Royal Chartered Institute of IT and a member of the FinTech Strategy Group, created by Innovate Finance and City of London Corporation. In 2018 she was awarded an MBE for services to financial technology.

She is also a published author and fellow of the Royal Society of Arts.

Elizabeth Corley MBE was CEO of Allianz Global Investors, initially for Europe then globally, from 2005 to 2016, and continues to act as a senior advisor to the firm. She was previously at Merrill Lynch Investment Managers and Coopers & Lybrand, and she serves on three company boards as a non-executive director: Pearson plc, BAE Systems plc and Morgan Stanley Inc. Elizabeth is a member of the CFA Future of Finance Council and of the AQR Institute of Asset Management at the London Business School, and she is chair of an industry taskforce for the UK government on social impact investing. Additionally, she is a member of the 300 Club and the Committee of 200, as well as being a trustee of the British Museum.

Andy Davis is a freelance writer on investment, finance and business. He worked as a journalist at the Financial Times from 1995 to 2010 and was editor of FT Weekend from 2007 until he left the paper 3 years later. He writes on a wide range of financial services, including pensions, banking and other retail investment products, small business finance and financial technology. He is investment columnist for Prospect, the UK monthly current affairs magazine, and was the 2011 winner of the Wincott Award for Personal Financial Journalist of the Year.

Shelley Doorey-Williams is a member of the board of governors of The London Institute of Banking & Finance. She is Head of Wealth Planning, Europe, Middle East and Africa, at UBS. She is also Deputy Head of Investment Platforms & Solutions (IPS), UK & Jersey. Shelley's career in general management and governance has spanned various industries: oil and gas, broadcast media, fast-moving consumer goods and telecoms.

Dr Paul Fisher is a fellow at the Cambridge Institute for Sustainability Leadership. He was previously a senior official and macroeconomist at the Bank of England for 26 years, including 5 years as a member of the Monetary Policy Committee and Executive Director for Markets, and 2 years as deputy head of the Prudential Regulation Authority. He is a member of the European Commission's High Level Experts Group on Sustainable Finance and was a member of the UK Green Finance Task Force. He holds a portfolio of other roles in finance and academia.

Alex Fraser joined The London Institute of Banking & Finance (formerly ifs University College) as chief executive in March 2015 from Cass Business School, City University London, where he was chief operating officer for 6 years. His career has encompassed management roles in the private, public and voluntary sectors. He spent 10 years working for a number of investment banks in a variety of operational roles; his last such post was as head of operations at Schroders in the late 1990s. Alex was appointed logistics director at HM Customs and Excise in 2000 and subsequently worked for a number of organisations in the not-for-profit sector prior to joining Cass in 2009.

Dr Anthony Gandy is a visiting professor at The London Institute of Banking & Finance and at Ulster University. He has worked in financial IT journalism, investment banking and bank regulation, as well as in academia. He holds a PhD from the London School of Economics and has been a fellow in the history of data processing at the University of Minnesota.

Dr Peter Hahn is Dean and Henry Grunfeld Professor of Banking at The London Institute of Banking & Finance. He had senior roles in consumer to investment banking in London and New York for 24 years, including as a managing director at Citigroup. He was a senior adviser on bank supervision to the Bank of England and the Financial Services Authority (2009-2014) and an advisor to Seven Investment Management (2014-2018). He has been a PhD/academic since 2004 and lectures on strategy and management in financial institutions.

Renier Lemmens is Visiting Professor of FinTech and Innovation at The London Institute of Banking & Finance. He has held leadership roles in a variety of financial institutions in Europe and the USA, including at GE Capital, Barclays and PayPal. He has also held a number of non-executive and advisory positions in fintech start-ups. He is currently chairman of the board at Divido and TransferGo and is a non-executive director at Arion banki.

Paul Lynam is CEO at Secure Trust Bank plc. Secure Trust is one of the UK's so-called 'challenger banks' and currently serves retail banking, SME and asset finance markets. Prior to joining Secure Trust Bank, Paul spent the majority of his 22-year career with RBS and NatWest in front-line customer-facing roles in retail, commercial and corporate banking and the asset finance business, including as managing director (banking), chief executive (UK business banking) and managing director (Lombard North Central plc). Paul holds both banking (ACIB, Fifs) and corporate treasury (AMCT) qualifications and he is a board member of UK Finance.

Alexander R. Malaket (CITP, CTFP, GTP-E) is president of Canadian consultancy OPUS Advisory Services International Inc. He is the author of Financing Trade and International Supply Chains (Gower/Ashgate Publishing, 2014) and has authored numerous white papers, policy briefs and articles. He serves on several industry boards and advisory bodies, including as deputy head of the executive committee (ICC Banking Commission), chair of the international and technical advisory committee (Global Trade Professionals Alliance), member of the World Economic Forum E-15 Initiative and member of the advisory board of Tin Hill Capital, among others.

Richard Northedge was deputy City editor of the Daily Telegraph and is a former banking journalist of the year.

Martin Stewart is a visiting professor at The London Institute of Banking & Finance. From 2010 to 2013 he headed the supervision of UK banks, building societies and credit unions at the Financial Services Authority and from 2013 to 2018 he was a director at the Bank of England's Prudential Regulation Authority.

Mike Thompson was director for early careers at Barclays from 2009 to 2019 and developed an apprenticeship programme that supported over 3,000 long-term unemployed people into work across the business. Working with multiple third-sector organisations, Mike has developed pathways into work for job seekers from all backgrounds. His work earned him a place on the government's Apprenticeship Delivery Board and his programmes have won 24 national awards, including from CIPD, BITC and Personnel Today. For 3 years he chaired the financial services...