Technology, Risk Management in Digital Age.- The influence of Risk Management RM on Construction and its role in shaping future Project Management.- Discovering the Impact of Disruption on Creativity, Transformation, and Sustainability in Higher Education.- The influence of agricultural cooperatives on the environmental sustainability of rural livelihoods in KwaZuluNatal, South Africa.- Blockchain Adoption in Bahrain's Banking Industry A Survey Based Analysis.- Examining the Effect of Customer Satisfaction and Customer Trust on Customer Loyalty in Lebanese Hotels Mediating Role of Perceived Corporate Reputation and Moderating Role of Value Attachment.- Communication Strategy of Wonogiri General Election Commission Based on Local Wisdom A case study of the efforts to increase public awareness of the importance of participating in elections through cultural events in 2023.- The Impact of Obsessive Compulsive Disorder OCD on Customer's Impulse Buying Behavior Factors.- Examining the Future, Trends, and Innovations of Digital Payments A Review.- Fintech and Green Finance Driving Renewable Energy Growth in GCC.- The extent of digital transformation in the Iraqi banking sector. Applied research in a sample of Iraqi private banks.