Elder Law and Later-Life Legal Planning

Name: Elder Law and Later-Life Legal Planning
Brand: American Bar Association
Price: 137.99 EUR
Availability: OnlineOnly

Lawrence A. Frolik(Autor*in)

American Bar Association (Verlag)

Erschienen am 1. Februar 2021

319 Seiten

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Inhalt

Intro
Title Page
Copyright
Contents
Preface
PART 1 Retirement Considerations
CHAPTER 1 The Practice of Elder Law
I. Why Elder Law?
II. The Role of the Elder Law Attorney
III. Ethical Issues for Elder Law Attorneys
A. Who Is the Client
B. Dealing with the Client's Family
IV. Client Competency and Mental Capacity
VI. Initial Meeting with the Client
A. Client Information
B. Dealing with the Client's Spouse
C. Articulating Client Goals
D. Understanding Available Solutions and the Need for Other Professional Involvement
VI. Basic Estate Planning Documents
A. Will
B. Power of Attorney
CHAPTER 2 Medical Realities of Aging
I. Introduction
II. The Aging Body
A. Skin Diseases and Conditions
B. Diseases and Conditions Affecting Joints, Muscles, and Bones
C. Hearing and Vision
D. Heart Conditions
III. The Aging Brain
A. Dementia
B. Parkinson's Disease
C. Depression
CHAPTER 3 Social Security
I. Introduction
II. Eligibility
III. Retirement Benefits
A. Full Retirement Age
B. Early Retirement Options and the Earnings Test
C. Deferred Retirement Options
IV. Calculation of Benefit Amount
V. Derivative Benefits: Spousal, Survivor, and Children
A. Spousal Benefits
B. Surviving Spousal Benefits
C. Divorced Spouse Benefits
D. Children's Benefits
VI. Disability Benefits
VII. Federal Income Taxation of Benefits
VIII. Administration and Appeals
IX. Benefit Claiming Strategies
A. Single Individual, Never Married, with No Children
B. Married Couples
CHAPTER 4 Retirement Income: Pensions and IRAs
I. Introduction
II. Private Pensions
A. Defined Benefit Plans
B. Defined Contribution Plans
C. Qualifying Longevity Annuity Contracts (QLAC)
D. Roth IRA Withdrawal Rules
III. IRA Tax Planning
A. Converting a Traditional IRA to a Roth IRA
B. Withdrawal Strategies
CHAPTER 5 Medicare
I. Introduction
II. Finance Sources
III. Eligibility
A. Part A
B. Part B
C. Part C-Medicare Advantage Plans
D. Part D
IV. Coverage
A. Part A
B. Part B
C. Part C-Medicare Advantage Plans
D. Part D
V. Appeal of Claim Denials
VI. Medigap Policies
CHAPTER 6 Veterans Benefits
I. Introduction
II. Veterans Pension Benefits
A. Pensions for Disabled or Older Veterans
B. Aid and Attendance
C. Housebound Benefits
D. Pension Benefits for Surviving Spouses and Dependents
III. Compensation for Disability
IV. Other Benefits
V. Applications and Appeals
VI. Mentally Incapacitated Veterans
VII. Attorney Fees
CHAPTER 7 Statutes That Protect the Elderly
I. Introduction
II. Age Discrimination in Employment Act
III. Proving Age Discrimination in Employment
A. Plaintiff's Burden
B. Summary Judgment
C. The Bona Fide Occupational Qualification Exception
IV. Waiver and Release
V. Enforcement Procedures, Remedies, and State Law Remedies
VI. Americans with Disabilities Act
VII. Federal Fair Housing Act
PART 2 Post-Retirement Issues
CHAPTER 8 Housing Choices
I. Introduction-Housing Choice Determinates
A. Age
B. Health
C. Financial Resources
D. Spouse and Family Aspects
E. Moving Because of Recreation or Because of Weather, Safety, and Transportation Concerns
F. Housing Needs Change over Time
G. Sale of a House
II. Appropriate Housing Options
A. Aging in Place
B. Age-Restricted Housing
C. Condominiums and Cooperatives
D. Planned Communities
Appendix 1: Housing Expense Worksheet
CHAPTER 9 Family Vacation Homes
I. Introduction
II. Client Objectives
III. Common Tenancies and the Right of Partition
IV. Limited Liability Company (LLC)
A. Introduction
B. State Law Requirements for LLCs
C. Federal Income Tax Treatment
D. Creation of the LLC
E. Management of the LLC
CHAPTER 10 Management of Property of a Person Who Is Mentally Incapacitated
I. Introduction
II. Mental Incapacity and Property Management
A. Capacity to Execute a Will or a Trust
B. Capacity to Make a Gift or a Contract
III. Powers of Attorney
A. Legal Requirements to Execute a Valid POA
B. Springing and Standby Powers of Attorney
C. Selection of the Agent
D. Specialized Powers of Attorney
E. Powers Granted to the Agent
F. Medallion Signature Guarantee
IV. Representative Payee
V. Joint Property
VI. Trusts
CHAPTER 11 Health Care Decision Making
I. Introduction
II. Mental Capacity to Make Health Care Decisions
III. Advance Directives and Surrogate Health Care Decision Makers
A. Guardians
B. Spouses and Family Members
C. Statutorily Appointed, Surrogate Health Care Decision Makers
D. Living Wills
E. Appointment of a Surrogate Health Care Decision Maker
IV. Advance Directives That Require Physician Authorization
A. DNR Orders
B. POLST-Physician Order for Life-Sustaining Treatment
CHAPTER 12 Long-Term Care Insurance
I. Introduction
II. The Features of Long-Term Care Insurance
A. Eligibility Requirements
B. Coverage Limits
C. Premiums
D. Tax-Qualified Policies
E. State Partnership Policies
III. Reasons to Purchase Long-Term Care Insurance
A. Single Individuals
B. Married Couples
C. To Facilitate Planning for Medicaid Eligibility
D. Second or Later-Life Marriages
IV. "Hybrid" Long-Term Care Insurance Products
PART 3 Later-Life Concerns
CHAPTER 13 Provision of Long-Term Care Outside of a Nursing Home and Hospice Care
I. Introduction
II. Payment Sources
A. Private Insurance
B. Medicare
C. Medicaid
III. Long-Term Home Care
A. Hiring Private Home Caregivers
B. Hiring a Relative to Provide Care
IV. Congregate Housing
V. Assisted Living
VI. Continuing Care Retirement Communities
VII. Hospices and Hospice Care
CHAPTER 14 Medicaid
I. Introduction
II. Eligibility
A. Categorically Needy
B. Optional Categorically Needy
C. Optional Medically Needy Coverage
D. Determination of Income
E. Resource Eligibility Requirements
F. Effect of Marriage upon the Determination of Income and Resources
G. Dealing with Excess Resources
H. Transfers of Resources and Periods of Ineligibility
I. Personal Service Contracts
III. The Use of a Medicaid Asset Protection Trust
IV. Home- and Community-Based Services
V. Long-Term Care Insurance Partnership Program
VI. Medicaid Estate Recovery
VII. Medicaid Right to Collect against Third Parties
VIII. Appeals from Denial for Medicaid
CHAPTER 15 Guardianship and Conservatorship
I. Introduction
II. Defining Who Is an Incapacitated Person
III. Types of Guardianships
A. Plenary Guardians
B. Guardian of the Person
C. Guardian of the Estate
D. Limited Guardianship
E. Temporary or Emergency Guardians
IV. Guardianship Procedures
A. Jurisdiction and Venue
B. Contents of the Petition
C. Notice
D. The Hearing
V. Authority of the Guardian
A. Guardian of the Estate
B. Guardian of the Person
VI. Obligation to Make Reports to the Court
VII. Termination of Guardianship
CHAPTER 16 Trusts
I. Introduction
II. Revocable Trusts
A. Creation of a Revocable Trust
B. Advantages of a Revocable Trust
C. Federal Taxation of Trusts
D. Selection of Trustees
E. Beneficial Interests
III. Irrevocable Trusts
A. In General
B. Choice of Trustees
C. Trust Protector
CHAPTER 17 Estate Planning with the Very Old Client
I. Introduction
II. Time Is Short
III. Communication Problems
IV. Testamentary Capacity
V. Presence of Third Party
VI. Undue Influence
VII. Use of Trusts
VIII. Charitable Gifts
IX. Powers of Attorney and Surrogate Health Care Decision Maker
Index

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