The fifth edition of this standard insurance text has been revised to reflect changes that have occured in the insurance industry and its environment since 1986. It incorporates changes wrought by the Risk Retention Act of 1986, the Tax Reform Act of 1986, the Revenue Act of 1987, and the Medicare Expansion Act of 1988. Legal changes, revisions in policy forms, and the introduction of new forms of insurance are covered. As in previous editions, the emphasis is on the insurance product and its use within a risk-management framework. The three sections cover the concept of risk, the nature of the insurance device, and the principles of risk management. To illustrate insurance principles in action, in several chapters, specific contracts are examined in detail.
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Für höhere Schule und Studium
Für Beruf und Forschung
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ISBN-13
978-0-471-63352-5 (9780471633525)
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Schweitzer Klassifikation
Part 1 Risk and insurance: the conceptual framework; the insurance device; risk management; the fields of insurance; the private insurance industry; the structure of the insurance industry; functions of insurers; financial aspects of insurer operations; the government as an insurer; regulation of the insurance industry; the legal framework. Part 2 Life and health insurance: introduction to life insurance; the acturial basis of life insurance; the life insurance contract: the life insurance contract: special life insurance forms; health insurance - disability income insurance; health insurance - coverage for medical expenses; the old-age, survivors', disability and health insurance program; other compulsory compensation programs; programming income coverages; buying life insurance and estate planning; retirement programs and business uses of life and health insurance. Part 3 Property and liability: the standard fire policy; the homeowners policy; other personal forms
