Part 1 The economic environment; the theory of insurance demand and supply; risk management and insurance in economic development; the structure of insurance markets internationally; the economics of international trade in insurance. Part 2 The financial environment; risk and insurance in a financial centre; the integration and globalization of financial services. Part 3 The political and legal environments; the political environment for risk and insurance internationally. Part 4 The regulatory and tax environments; rationales for government intervention into insurance markets; the nature of government intervention into insurance markets - regulation; the nature of government intervention into insurance markets - taxation; important intergovernmental organizations involved in insurance; regulatory harmonization in insurance. Part 5 The demographic and socio-cultural environments; the demographic environment for risk and insurance internationally; the socio-cultural environment for risk and insurance internationally. Part 6 The physical and technological environments; the physical environment for risk and insurance internationally; the technological environment for risk and insurance internationally. Part 7 Insurance in an international setting; non-life insurance worldwide; life and health insurance worldwide; social insurance programs worldwide; health care financing worldwide; the role, importance and functioning of reinsurance worldwide; international insurance operations and management. Part 8 Risk management in an international setting; global risk management; captive insurance companies; managing employee benefits worldwide. Part 9 The future environments for risk and insurance; international risk and insurance - a future perspective.