<html> "For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home. Who Says You Can't Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures, getting subprime loans, buying without a mortgage, and much more. And for those with shaky credit, Who Says You Can't Buy a Home! offers priceless advice on managing credit scores and reports, repairing bad credit, and other crucial steps that can make the difference between owning a home and being turned down. The book also shows how to avoid predatory lenders and common mistakes, while giving readers the confidence and know-how to get the home they've always wanted."
Sprache
Verlagsort
Zielgruppe
Maße
Höhe: 230 mm
Breite: 152 mm
Dicke: 19 mm
Gewicht
ISBN-13
978-0-8144-7340-5 (9780814473405)
Copyright in bibliographic data is held by Nielsen Book Services Limited or its licensors: all rights reserved.
Schweitzer Klassifikation
David Reed is a veteran mortgage banker and a columnist for Realty Times who has written over 100 columns about mortgages. He is a contributing editor and writes a monthly column for Mortgage Originator magazine and is a member of the Mortgage Speakers Bureau
<html> "Chapter 1 Where to Find Mortgages Chapter 2 The Key People in Your Approval Process Chapter 3 Types of Mortgage Loans Chapter 4 The Mortgage Application Process Chapter 5 Debt Ratios and How They're Calculated Chapter 6 Loan Documentation: Proving Your Income Chapter 7 Loan Fraud Chapter 8 Buying With No Money Down Chapter 9 Government Programs With Zero Money Down Chapter 10 Conventional Zero-Down Loan Programs Chapter 11 Borrowing from a 401(k), an IRA, or Other Asset Chapter 12 Seller Carry, Lease-Purchase, Wraps, and Land Contracts Chapter 13 What's in a Credit Report? Chapter 14 No Credit Versus Bad Credit Chapter 15 Credit Scores Chapter 16 How to Repair Credit Chapter 17 Mortgage Loans and Bankruptcies Chapter 18 Consumer Credit Counseling Services Chapter 19 Bad-Credit Loans -- The World of Subprime Lending Chapter 20 Finding the Best Subprime Loan Chapter 21 Should You Just Wait? Chapter 22 Buying Foreclosures Chapter 23 Finding the Best Deal Chapter 24 Closing Costs Appendix A The 10 Biggest Mistakes Mortgage Applicants Make Appendix B Additional Resources Appendix C HUD-Approved Nonprofit Agencies and Home Buyer Assistance Resources Appendix D Payment Tables Glossary Index"
