Managing Your Finances

The aim of this book is to improve personal finances. Giving advice on how to pay less tax, or how to invest for the future, or ways to plan for a specific event, the book gives the facts and guidance necessary to make the right decisions. Whether it be for short term cash flow or for a long term objective such as regular income in retirement, the book considers the various options and recommends what to do to achieve the best possible results. It covers planning both for specific events, such as paying for a holiday, and for long-term strategies such as securing maximum income in retirement and contains all the facts and guidance that will help readers make the right decisions to ensure their financial well-being. It covers the effects of the 1989 Finance Act, as well as the 1990 Finance Bill and provides a list of key addresses and contact numbers. In addition it contains worksheets to help develop financial planning and shows how to manage finances with the introduction of independent taxation.