Making the Most of Your Money

This guide has one simple aim: to help people improve their finances. Whether it's to pay less tax, protect the family or invest for the future, there is advice on how these and many other financial goals can be reached. The choice of investment products gets wider and more confusing all the time. The choice becomes much less difficult, however, if you can sort out what goals you are trying to achieve, and define your options for meeting them. The book gives you the facts and guidance, so that you make the right decisions, and contains worksheets to help develop your own finanical planning. This up-to-date guide explains: how to make the most of PEPs and TESSAs; how to make sensible use of credit facilities; how to choose a personal pension scheme; how to build a portfolio for growth and income; and how to choose a financial advisor. It tackles and simplifies controversial issues such as raising an income from your home or opting out of SERPS. There are also chapters tht deal with the special financial needs of women and the financial implications of having children.