Mortgage Possession Proceedings is a new book that provides an accessible guide to all aspects in a single volume. Written by Timothy Powell, an expert in the field, its clear, jargon-free approach allows readers to grasp the main principles and apply them practically. The book covers: the different types of mortgage product available and the law and guidance that govern the rights of the parties under these agreements the mortgage rescue scheme, homeowners support scheme, the mortgage pre-action protocol and the mortgage possession checklist regulated agreements under the Consumer Credit Act 2006 the impact of the Human Rights Act. Mortgage Possession Proceedings also contains many practical examples and precedents.
Sprache
Verlagsort
Zielgruppe
Maße
Höhe: 234 mm
Breite: 156 mm
Dicke: 20 mm
ISBN-13
978-1-85328-922-4 (9781853289224)
Copyright in bibliographic data is held by Nielsen Book Services Limited or its licensors: all rights reserved.
Schweitzer Klassifikation
Tim Powell is a founding partner of Powell Forster Solicitors. He has nearly 30 years' experience of defending possession proceedings, including several years as a duty solicitor at Lambeth County Court defending mortgage borrowers, tenants and leaseholders facing eviction. He is a long-standing member of the Housing Law Practitioners' Association and in 2006 he was appointed as a part-time lawyer chairman of the Leasehold Valuation Tribunal and in 2011 Vice-President of the London Rent Assessment Panel.
1. Introduction; 2. Types of mortgage; 3. Defences; 4. Overriding interests; 5. Regulation of the mortgage industry; 6. Procedural requirements that the lender must satisfy; 7. The mortgage pre-action protocol; 8. The Court's powers; 9. All monies charges; 10. Regulated agreements under the Consumer Credit Acts; 11. Duty advice schemes; 12. The possession hearing; 13. Possession orders and appeals; 14. Applications to stay warrants for possession; 15. Funding; 16.How lender's seek to bypass the Court's powers; 17. Human Rights; 18. Shared ownership schemes; 19. Maximising Income and reducing outgoings; 20. Government initiatives; 21. Selling the property; 22. Charging orders and bankruptcy; 23. Complaints about mortgage lenders; 24. Tenants of borrowers; Appendix.