The Unofficial Guide Reader's Bill of Rights. The Unofficial Guide Panel of Experts. Introduction. I. Easy Money. 1. Credit Basics. 2. Money, Money Everywhere. 3. Protecting Yourself and Your Credit. 4. Credit, Debt, and the Internet. II. Your Credit History. 5. Your Credit Report. 6. Repairing Your Credit Report. III. In Over Your Head. 7. The Credit Crunch. 8. Credit Problem Psychology. IV. Time for Action. 9. Getting Your Act Together. 10. Dealing with Creditors. V. Help is on the Way. 11. Where to Go for Assistance. 12. Climbing Back Up. VI. Bankruptcy. 13. Bankruptcy - Your Last Resort. 14. Bankruptcy - Chapter and Verse. 15. Reestablishing Your Credit. 16. Avoiding Future Problems. 17. One More Step. A. Glossary. B. Resource Guide. C. Recommended Reading List. D. Important Documents. Index.