Bank Lending

This book is for students and professionals working, or intending to work, in a lending-related role. The text provides comprehensive, up-to-date coverage of bank lending, its principles and practices. Bank lending performs a key role within global and national economies. Individuals and enterprises look primarily to banks and other financial institutions to finance their personal and business requirements. Good lending practice is therefore a core skill required within the financial services industry. This book will give lending staff the detailed knowledge and understanding of the financial and legal aspects of their roles they need to be able to fulfil employer as well as customer expectations. Topics include: lending principles, the legal and regulatory framework, types of borrower, purposes of financing, security, the lending cycle, Islamic finance, Impact of lending and social responsibility. The book provides students and practitioners of bank lending with an excellent understanding of lending practices as well as the principles that underpin these practices.