Part 1 Mortgage lending discrimination: An overview, John Goering, Ron Wienk; Discrimination in mortgage lending - a literature review, John Yinger; Accounting for racial differences in housing credit markets, Robert B. Avery et al; Turning a critical eye on the critics, Geoffrey M.B. Tootell; The role of FHA in the provision of credit to minorities, Stuart A. Gabriel; Race, redlining, and residential mortgage defaults - evidence from the FHA-insured single-family loan programs, James A. Berkovec et al; Mortgage discrimination and FHA loan performance, James A. Berkovec et al; comparing loan performance between races as a test for discrimination - a critique of the Barkovec et al study, George Galster; Flaws in the use of loan defaults to test for mortgage lending discrimination, Stephen L. Ross; Rejoinder, James A. Berkovec et al; Discrimination and the secondary mortgage market, Robert Van Order; Housing discrimination and the appraisal industry, Robert G. Schwemm. Part 2 Fair lending enforcement: An overview, John Goering, Ron Wienk; The Decatur federal case; The Decatur Federal case - a summary report, Richard Ritter; Use of statistical models to provide statistical evidence of discrimination in the treatment of mortgage loan applicants - a study of one lending institution, Bernard R. Siskin, Leonard A. Cupingood; Comments and responses by Decatur Federal savings and loan association, Kent B. Alexander; Targeting a lending discrimination investigation, Ann Chud, Hal Bonnette; Methods for identifying lenders for investigation under the Fair Housing Act, Ira J. Goldstein; Fair lending management - using influence statistics to identify critical mortgage loan applications, David Rodda, James E. Wallace; A practical model for investigating mortgage lending discrimination by financial institutions, Richard W. Cole; Reviewing loan files for mortgage lending discrimination, Zina Gefter Greene; The role of private, nonprofit Fair Housing enforcement organizations in lending testing, Shanna L. Smith, Cathy Cloud; Preapplication mortgage lending testing program - lender testing by a local agency, Rachel Lawton; The Chevy Chase case; Patterns of residential mortgage activity in Philadelphia's low- and moderate-income neighbourhood - 1990-91, Paul S. Calem. Part 3 Future directions: Future directions in Mortgage discrimination research and enforcement, George Gaster.