What to Do When the Money Runs Out

This guide aims to help those in trouble get through the black spots and getting by with little or no resources. Areas examined range from bank managers and building societies, landlords and credit cards, how to use lists to get organized, how to reduce overheads, when to go bankrupt, how to make money and how to get the best deals. There follows a comprehensive appendix which gives the reader the necessary information, including: names and addresses of services, legal rights, where to find whoever it is one needs to find, how the Town Hall can help, and how to get legal help amongst other important types of information. David Benedictus is the author of "Uncle Ernie Guides" to horse racing.