It has never been harder to get your foot on the property ladder. With house prices spiralling upwards, fewer properties available and wider economic uncertainty many people simply can't buy a home. However, by knowing how to increase your buying power, by sticking to certain disciplines and by increasing your awareness of the financial products out there, buying your home will no longer seem an impossibility. Specifically, the book will show you: How to identify your current buying status; How to enhance your status ranking; The definition of buying power and ways to increase it; How mortgage companies really work; How to increase your credit worthiness; How to raise your your first deposit quickly; All the mortgage companies, with their criterias for First time buyers including 125 per cent LTV and high income multiple mortgage lenders; How to get value for money in property; How to deal with estate agents and negotiate effectively with them; Where else to look for that bargain property; How to increase your salary!
It has never been harder to get your foot on the property ladder. With house prices spiralling upwards, fewer properties available and wider economic uncertainty many people simply can't buy a home. However, by knowing how to increase your buying power, by sticking to certain disciplines and by increasing your awareness of the financial products out there, buying your home will no longer seem an impossibility. Specifically, the book will show you: How to identify your current buying status; How to enhance your status ranking; The definition of buying power and ways to increase it; How mortgage companies really work; How to increase your credit worthiness; How to raise your your first deposit quickly; All the mortgage companies, with their criterias for First time buyers including 125 per cent LTV and high income multiple mortgage lenders; How to get value for money in property; How to deal with estate agents and negotiate effectively with them; Where else to look for that bargain property; How to increase your salary!
Sprache
Verlagsort
Verlagsgruppe
Maße
Höhe: 245 mm
Breite: 170 mm
ISBN-13
978-1-85703-932-0 (9781857039320)
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Schweitzer Klassifikation
Ajay Ahuja bought his first property at the age of 24, with a GBP500 loan. Now in his thirties, he owns 70 properties and earns an income from them in excess of GBP30,000 per annum. As well as being a buy-to-let multi-millionaire, Ajay is a chartered accountant and the founder and owner of Accountants Direct which provides references for the self-employed for mortgaging purposes. He advises various local councils and accommodation projects and works to provide innovative solutions to problems facing the homeless. He also consults with corporations and private clients to help build property portfolios.
Ajay Ahuja bought his first property at the age of 24, with a GBP500 loan. Now in his thirties, he owns 70 properties and earns an income from them in excess of GBP30,000 per annum. As well as being a buy-to-let multi-millionaire, Ajay is a chartered accountant and the founder and owner of Accountants Direct which provides references for the self-employed for mortgaging purposes. He advises various local councils and accommodation projects and works to provide innovative solutions to problems facing the homeless. He also consults with corporations and private clients to help build property portfolios.
PART ONE: How to Buy Your First Home;; 1. So Why Buy A Property?;; 2. Identify Your Status Ranking;; 3. Calculating Your Buying Power;; 4. Understanding The Mortgage Game;; 5. Increasing Your Buying Power By Increasing Your Status Ranking;; 6. Increasing Your Buying Power Without Increasing Your Status Ranking;; 7. Getting Value For Money;; PART TWO: Reference Section
