
Zero to Rich
Description
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An invigorating and fresh take on building a bright financial future
In Zero to Rich: Secrets to Becoming a Millionaire by 30, celebrated personal finance blogger Fiona Smith delivers an energizing new approach to achieving financial security and independence without living like a monk. You'll discover how to improve your emotional, social, intellectual, and-most importantly-financial wellbeing as you implement the straightforward lessons taught by the author. From clarifying your money goals to paying off high-interest debt, you'll get step-by-step guidance on how to achieve your most critical money milestones.
The book provides personal anecdotes, illuminating stories from real people, informational graphics, and engaging end-of-chapter challenges and exercises to help you get started on your new path to financial freedom. You'll also find:
- Easy-to-follow advice on how to start investing, including the use of tax-advantaged accounts and 401k plans
- Strategies for maximizing your earnings, like negotiating your salary and building a business or side hustle
- Techniques for improving your financial security right now, including budgeting and insurance planning
An essential financial self-improvement resource for anyone interested in building a brighter future for themselves, their family, and the people they love, Zero to Rich is packed with the expert personal finance knowledge you'll wish you learned in grade school.
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Person
FIONA SMITH is the founder and CEO of The Millennial Money Woman. She has over 10 years' experience studying and working in finance and investment management. She?s a wealth and investment advisor for clients from a variety of financial and personal backgrounds. She holds a Master of Science Degree in Personal Financial Planning.
Content
Acknowledgments ix
About the Author xi
Disclaimer xiii
Chapter 1: Introduction 1
Chapter 2: Determine Your Purpose 9
Chapter 3: Think of Money as Time, Not Money 23
Chapter 4: Stealth Wealth 31
Chapter 5: Pay Yourself First 37
Chapter 6: Growth versus Fixed Mindset 49
Chapter 7: Find a High-Quality Mentor 59
Chapter 8: Stop Procrastinating 79
Chapter 9: Embrace Failure 97
Chapter 10: The Biggest Financial Decision of Your Life 115
Chapter 11: Increase Your Millionaire Odds 127
Chapter 12: Play the Tax Game 159
Chapter 13: Roth IRA versus Traditional IRA 171
Chapter 14: Assess Your Risk Tolerance 187
Chapter 15: The Eighth Wonder of the World 207
Chapter 16: Become a Master Budgeter 219
Chapter 17: A Discussion about Debt 241
References 255
Index 259
System requirements
File format: PDF
Copy-Protection: Adobe-DRM (Digital Rights Management)
System requirements:
- Computer (Windows; MacOS X; Linux): Install the free reader Adobe Digital Editions prior to download (see eBook Help).
- Tablet/smartphone (Android; iOS): Install the free app Adobe Digital Editions or the app PocketBook before downloading (see eBook Help).
- E-reader: Bookeen, Kobo, Pocketbook, Sony, Tolino and many more (only limited: Kindle).
The file format PDF always displays a book page identically on any hardware. This makes PDF suitable for complex layouts such as those used in textbooks and reference books (images, tables, columns, footnotes). Unfortunately, on the small screens of e-readers or smartphones, PDFs are rather annoying, requiring too much scrolling.
This eBook uses Adobe-DRM, a „hard” copy protection. If the necessary requirements are not met, unfortunately you will not be able to open the eBook. You will therefore need to prepare your reading hardware before downloading.
Please note: We strongly recommend that you authorise using your personal Adobe ID after installation of any reading software.
For more information, see our eBook Help page.
File format: PDF
Copy protection: without DRM (Digital Rights Management)
System requirements:
- Computer (Windows; MacOS X; Linux): Use the free software Adobe Reader, Adobe Digital Editions, or any other PDF viewer of your choice (see eBook Help).
- Tablet/Smartphone (Android; iOS): Install the free app Adobe Digital Editions or another reading app for eBooks, e.g., PocketBook (see eBook Help).
- E-reader: Bookeen, Kobo, Pocketbook, Sony, Tolino and many more (only limited: Kindle).
The file format PDF always displays a book page identically on any hardware. This makes PDF suitable for complex layouts such as those used in textbooks and reference books (images, tables, columns, footnotes). Unfortunately, on the small screens of e-readers or smartphones, PDFs are rather annoying, requiring too much scrolling.
This eBook does not use copy protection or Digital Rights Management.
For more information, see our eBook Help page.