Money Hacks
275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You!
1st Edition
Published on 22. September 2020
256 pages
978-1-5072-1408-4 (ISBN)
Description
Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions?from paying off your student loans to managing investments.
Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don't know where to start? It's now easier than ever to achieve all your financial goals!
Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you're trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!
Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don't know where to start? It's now easier than ever to achieve all your financial goals!
Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you're trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!
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Lisa Rowan
Money Hacks
275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You!
Book
09/2020
Adams Media Corporation
€35.63
Shipment within 10-20 days
Person
Lisa Rowan is a writer and editor based in St. Petersburg, Florida. She is a staff writer at Lifehacker, where she covers personal finance for the "Two Cents" vertical. Prior to that, she was a senior writer and on-air analyst at The Penny Hoarder, where she wrote more than 500 personal finance-related posts and launched the "Dear Penny" advice column syndicated by The Tampa Bay Times. A graduate of the University of Maryland and Georgetown University, her work has appeared in Retail Dive, The Washington Post, Family Circle, CityLab, and the Washington City Paper, among others.
Content
- Intro
- Title Page
- Introduction
- Chapter 1: Curb Mindless Spending
- Hack 1: Avoid the Spending Trap!
- Hack 2: Make a Financial Bucket List
- Hack 3: Don't Quit Cold Turkey-Cut Back
- Hack 4: Never Miss a Payment
- Hack 5: Make a Wish List
- Hack 6: Do the 10/10 Rule
- Hack 7: Simplify Your Coffee
- Hack 8: Hack Your Spending with the Envelope Method
- Hack 9: Aim for Zero
- Hack 10: Carry Big Bills
- Hack 11: Declutter Your Phone
- Hack 12: Unfollow Your Favorite Brands
- Hack 13: Keep Temptation Out of Your Inbox
- Hack 14: Don't Fall for the Free Shipping Trap
- Hack 15: Streamline Your Subscriptions
- Hack 16: Ditch the Shopping Cart!
- Hack 17: Write It Down
- Hack 18: Save 100 Percent
- Hack 19: Reconsider Whether Membership Is Worth It
- Hack 20: Stop Those Free Trials
- Hack 21: Make a List
- Hack 22: Check Your Bank Account
- Hack 23: Never Start a Tab
- Hack 24: Think Big with "Bonus" Money
- Hack 25: Frame a Positive Narrative
- Hack 26: Stop Trying to Be Perfect
- Hack 27: Sweat the Big Stuff
- Hack 28: Savor a Splurge All Month
- Hack 29: Recalculate Prices As Hours of Work
- Hack 30: Opt Out of Overdraft Protection
- Hack 31: Live in the Future
- Hack 32: Spend on the Buddy System
- Hack 33: Save Money on Settling Up
- Hack 34: Make the Holidays Stress-Free
- Hack 35: Swear Off Spending
- Hack 36: Live the Cash-Only Life
- Hack 37: Make It Harder to Shop Online
- Hack 38: Hit the Gym
- Hack 39: Start a New Hobby
- Hack 40: Join a Buy-Nothing Group
- Hack 41: Use the Stranger Test
- Hack 42: Outsmart Pricing Tricks
- Hack 43: Avoid Temptation by Enjoying Convenience
- Hack 44: Pay Yourself to Splurge
- Hack 45: Don't Shop When You're Tired
- Hack 46: Focus On Your Financial Goals
- Hack 47: Pay Now or Not at All
- Chapter 2: Be a Savvy Saver
- Hack 48: Choose Two Savings Goals
- Hack 49: Get Free Movies at the Library
- Hack 50: Save 10 Percent of Every Paycheck
- Hack 51: Automate Your Savings
- Hack 52: Round Up to Boost Your Savings
- Hack 53: Never, Ever Pay Bank Fees
- Hack 54: Get Cash Back
- Hack 55: Pay Your Bills Up Front
- Hack 56: Keep the Best Interest Rates
- Hack 57: Make Your Money Work for You
- Hack 58: Make Tuesday Your New Movie Night
- Hack 59: Install a Browser Extension
- Hack 60: Team Up for Greater Savings
- Hack 61: Reap the Benefits of Loyalty
- Hack 62: Earn Rebates
- Hack 63: Browse Your Local Pawn Shops
- Hack 64: Roll Your Own Coins
- Hack 65: Buy Refurbished Electronics
- Hack 66: Visit Tourist Attractions for Free
- Hack 67: Share Your Ride
- Hack 68: Be the Host with the Most
- Hack 69: Save Money at a Repair Café
- Hack 70: Pay Less for Prescription Drugs
- Hack 71: Budget Your Utility Bill
- Hack 72: Clean the Back of Your Fridge
- Hack 73: Turn Down the Heat
- Hack 74: Save Money by Moving on a Weekday
- Hack 75: Get an Energy Audit
- Hack 76: Use Ceiling Fans Strategically
- Hack 77: Never Forget a Bill Again
- Hack 78: Stop Buying Books
- Hack 79: Spend Money to Save Money (and Time)
- Hack 80: Score Double Savings on Groceries
- Hack 81: Make Your Shopping Trips Count
- Hack 82: Avoid Convenience Stores
- Hack 83: Enjoy Fresh Herbs with Every Meal
- Hack 84: Shop Clockwise at the Grocery Store
- Hack 85: Fly on the Cheapest Days
- Hack 86: Buy Lunch Twice a Week
- Hack 87: Shop Your Pantry Instead of the Store
- Hack 88: Fill Your Gas Tank on Monday
- Hack 89: Try Every Weird Tip Once
- Hack 90: Always Buy the Biggest Pizza
- Hack 91: Stock Your Garden for Free
- Hack 92: Tune In to New Skills
- Hack 93: Buy a Transit Pass
- Hack 94: Take Out Your Cell Phone
- Hack 95: Cut Insurance You Don't Need
- Hack 96: Make Your Airfare "Typical" or "Cheap"
- Hack 97: Never Prepay for Gas
- Hack 98: Negotiate Car Prices by Email
- Hack 99: Haggle the Best Price
- Chapter 3: Get Debt-Free
- Hack 100: Check Your Free Credit Report
- Hack 101: Know Your Debt
- Hack 102: Keep Your Oldest Credit Card
- Hack 103: Check Your Statement
- Hack 104: Get Your Annual Fee Waived
- Hack 105: Track to Motivate
- Hack 106: Make Every Dollar Count
- Hack 107: Score FICO for Free
- Hack 108: Never Be Late
- Hack 109: Ask Your Landlord to Report Your Rent
- Hack 110: Lower Your Interest
- Hack 111: Aim for Excellence
- Hack 112: Set Smaller Goals
- Hack 113: Boost Your Credit Score
- Hack 114: Start an Avalanche or Build a Snowball
- Hack 115: Kickstart with a Blizzard
- Hack 116: Pay More Often
- Hack 117: Hide Your Credit Cards
- Hack 118: Write a Goodwill Letter
- Hack 119: Look for Balance Transfer Offers
- Hack 120: Partner Up for Accountability
- Hack 121: Reward Yourself
- Hack 122: Remember Why You're Doing This
- Hack 123: Automate Your Payments
- Hack 124: Pay Off Your Debt with Refunds
- Hack 125: Claim Your Missing Money
- Hack 126: Repair Your Credit with a Secured Card
- Hack 127: Track Down Your Student Loans
- Hack 128: Never Skip a Payment
- Hack 129: Never Let Your Student Loans Default
- Hack 130: Choose the Right Repayment Plan
- Hack 131: Make Payments Every Other Week
- Hack 132: Check If You're Eligible for Forgiveness
- Hack 133: Never Buy Rewards
- Hack 134: Max Your Credit Card Rewards
- Hack 135: Never Let Your Rewards Expire
- Hack 136: Find the Best Places to Earn Rewards
- Hack 137: Spread Out Your Balances
- Hack 138: Consider Your Options for Medical Bills
- Hack 139: Reallocate Your Credit
- Hack 140: Take the Shortest Possible Loan Term
- Hack 141: Skip the Extended Warranty
- Hack 142: Ask for Help
- Hack 143: Use Reward Points to Buy Gift Cards
- Hack 144: Ask for a Better Sign-Up Bonus
- Hack 145: Choose the Best Travel Credit Card
- Hack 146: Always Pay in Local Currency
- Chapter 4: Make More Money
- Hack 147: Find Out What You're Worth
- Hack 148: Take Your Address Off Your Resume
- Hack 149: Build Your Public Portfolio
- Hack 150: Use Every Vacation Day
- Hack 151: Learn a Skill You Can Sell
- Hack 152: Get Credentials in Your Field
- Hack 153: Don't Give the Government a Loan
- Hack 154: Always Negotiate a Job Offer
- Hack 155: Let Strangers Rent Your Time
- Hack 156: Use a Job Offer to Get a Salary Boost
- Hack 157: Set Your Hourly Rate
- Hack 158: Outsource Time-Sucks
- Hack 159: Know Your Target, Alternative, and Reservation
- Hack 160: Add Up Your Benefits
- Hack 161: Let Your Job Pay You to Exercise
- Hack 162: Keep an Eye on the Job Boards
- Hack 163: Get a Mentor
- Hack 164: Skip Your Commute
- Hack 165: Brag a Little
- Hack 166: Work Off Your Student Loans
- Hack 167: Track Your Mileage
- Hack 168: Sell Your Junk Mail
- Hack 169: Find Extra Money in Your Paycheck
- Hack 170: Find the Perfect Side Hustle
- Hack 171: Deliver Groceries, Packages, or People
- Hack 172: Start a Seasonal Side Hustle
- Hack 173: Become a Notary
- Hack 174: Show Off Your Hometown
- Hack 175: Leverage Your Second Language
- Hack 176: Get Paid to Share Your Home
- Hack 177: Stick with a Short-Term Rental
- Hack 178: Tutor Students Around the World
- Hack 179: Hang with a Pet
- Hack 180: Get Cash for Last Year's Phone
- Hack 181: Sell Your Stuff to Your Neighbors
- Hack 182: Sell Your Books, DVDs, and Video Games
- Hack 183: Pay Attention to Class Action Settlements
- Hack 184: Get Paid for Your Opinions
- Hack 185: Get Paid to Sleep Over
- Hack 186: Use Your Hands to Make Extra Cash
- Hack 187: Rent Your Garage, Shed, or Yard
- Hack 188: Become a Shopping Detective
- Hack 189: Let Strangers Rent Your Car
- Hack 190: Wrap Your Car
- Hack 191: Switch Banks for the Bonus
- Chapter 5: Plan for the Future
- Hack 192: Blow Out Your Money Candles
- Hack 193: Go On a Money Date
- Hack 194: Merge with Caution
- Hack 195: Choose Equitable over Equal
- Hack 196: Determine Your Investing Risk
- Hack 197: Go Mortgage Hunting
- Hack 198: Get Financially Fit
- Hack 199: Get Free Money from Your Boss
- Hack 200: Don't Watch the Market
- Hack 201: Start with a Robo-Advisor
- Hack 202: Pay Taxes Now to Save Later
- Hack 203: Use Your Investment Time Machine
- Hack 204: Work for Yourself? Don't Forget to Save
- Hack 205: Invest In the 5 Percent Rule
- Hack 206: Choose a Target
- Hack 207: Double Your Money
- Hack 208: Celebrate Your Money Anniversary
- Hack 209: Don't Overlook Money Market Funds
- Hack 210: Don't Forget to Actually Invest Your Money
- Hack 211: Become a Homebuying Pro
- Hack 212: Keep Company Stock Out of Your Portfolio
- Hack 213: Ask Your Employer for Lower Fees
- Hack 214: Ditch PMI ASAP
- Hack 215: Go On a Retirement Treasure Hunt
- Hack 216: Wed Wisely
- Hack 217: Get Vested
- Hack 218: Don't Rob Your Retirement
- Hack 219: Save for Graduate School
- Hack 220: Prepare Your Baby for College Costs
- Hack 221: Aim for 80 Percent in Retirement
- Hack 222: Save Money on Financial Planning
- Hack 223: Make Sure Your Money Lasts
- Hack 224: Create a Backup Investing Account
- Hack 225: Protect Your Finances with a Fiduciary
- Hack 226: Let Your Money Be Boring
- Hack 227: Lock Down Your Credit
- Hack 228: Get Your FICO Mortgage Score
- Hack 229: Request a Rapid Rescore
- Hack 230: Make a 'Big' Down Payment
- Hack 231: Pay Points Now to Save Later
- Hack 232: Figure Out Your PITI
- Hack 233: Buy a House for Less
- Hack 234: Save Thousands on Your Mortgage
- Chapter 6: Protect Your Money
- Hack 235: Put Your Credit on Ice
- Hack 236: Set Up Banking Alerts
- Hack 237: Choose Better Passwords
- Hack 238: Cover the ATM PIN Pad
- Hack 239: Avoid Tax Phishing Scams
- Hack 240: File Your Tax Return As Early As Possible
- Hack 241: Don't Do Financial Tasks on Public Wi-Fi
- Hack 242: Don't Click on Text Messages from Your Bank
- Hack 243: Make a Will While You're Healthy
- Hack 244: Never Give Out Your PIN
- Hack 245: Kick Up Credit Card Fraud Help
- Hack 246: Consider Spending Extra for Wedding Insurance
- Hack 247: Protect Your New Car Purchase
- Hack 248: Hold On to Your Gains
- Hack 249: Don't Be Fooled by the January Effect
- Hack 250: Don't Get Duped by Funeral Homes
- Hack 251: Look Up Your Insurance Profile
- Hack 252: Avoid Permanent Life Insurance
- Hack 253: Protect Your Final Wishes with a Trust
- Hack 254: Buy Term Life Insurance Early
- Hack 255: Buy More Life Insurance Than You Think You Need
- Hack 256: Get an Insurance Discount
- Hack 257: Protect Your Salary
- Hack 258: Cover Your Own Occupation
- Hack 259: Grab an Umbrella (Policy)
- Hack 260: Name Names on Your Financial Accounts
- Hack 261: Go Window Shopping
- Hack 262: Hold On to Your Car Keys
- Hack 263: Create an Emergency Folder
- Hack 264: Consider Final Expense Insurance
- Hack 265: Buy Travel Insurance, but Only Sometimes
- Hack 266: Review Your Health Insurance Plan Every Year
- Hack 267: Learn the Difference Between HMOs and PPOs Once and for All
- Hack 268: Get the Most Expensive Deductible You Can Afford
- Hack 269: Talk to Your Parents about Their Money
- Hack 270: Talk about Long-Term Care Plans for Mom and Dad
- Hack 271: Think about Long-Term Care Plans for Yourself
- Hack 272: Leave a Legacy
- Hack 273: Don't Let the Market Upset You in September
- Hack 274: Take an Inventory
- Hack 275: Value Your Valuables
- Hack 276: Save Claims for Big Mishaps
- Hack 277: Prepare for Disasters
- Hack 278: Think Twice Before You Loan Money
- Hack 279: Check Your Child's Credit
- Hack 280: Keep Scammers and Solicitors Out of Your Phone
- About the Author
- Index
- Copyright
