Health Reform without Side Effects
Making Markets Work for Individual Health Insurance
Published on 1. September 2013
123 pages
978-0-8179-1046-4 (ISBN)
Description
Mark V. Pauly offers a detailed look at the individual insurance market in the United States. He explains how it works, suggests approaches to improvement that build on what currently works well, and provides a realistic assessment of how much improvement we can demand and expect. He concludes that, although there are some serious deficiencies in today''s individual insurance market, there are also some important advantages in this market that should be preserved.
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Book
04/2010
Hoover Institution Press,U.S.
€19.00
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Person
Mark V. Pauly is the Bendheim Professor in the Department of Health Care Systems at the Wharton School of the University of Pennsylvania.
Content
- Front Cover
- Title Page
- Copyright
- Contents
- Foreword by John Raisian
- Acknowledgments
- Problem definition
- The lay of the land: How many people have what problems?
- Can individual insurance help?
- Coverage for high risks
- Community rating: the worst possible way to do a good thing
- What's wrong with individual insurance?
- What is good about the individual market?
- How not to critique the individual health insurance market
- Lowering administrative costs
- Buying groups and exchanges: How many Chihuahuas equal a Great Dane?
- Regulation and pricing without exchanges
- Insurance company economics, sharp practices, premiums, and exclusions
- Subsidies
- What to hope for and what to expect
- Offering the right product
- The ideal and the feasible: compromises and mixes
- Conclusion
- References
- About the Author
- About the Hoover Institution Working Group on Health Care Policy
- Index
