Social Security 101
From Medicare to Spousal Benefits, an Essential Primer on Government Retirement Aid
Published on 1. October 2016
248 pages
978-1-4405-9923-1 (ISBN)
Description
Learn about Social Security and plan for your future with the help of this comprehensive and accessible guide to everything you need to know about Social Security.
Understanding Social Security can be overwhelming at times and dense government websites don't help. Fortunately, Social Security 101 can help with easy-to-understand explanations and lessons that keep you engaged as you learn all you need to know about the federal program that's been around since the Great Depression. Social Security 101 will give you the most up-to-date information on this government program, such as:
-Getting a Social Security card
-Applying for benefits
-Estimating your benefits
-Disability benefits
-Medicare
-401(k) plans for young adults
Use this guide to plan for the future so that you'll be comfortable in retirement. With the knowledge gained from this book, you'll feel more secure in your future. Whether you want to learn about calculating your retirement age or estimating your projected payments, Social Security 101 has all the answers?even the ones you didn't know you were looking for.
Understanding Social Security can be overwhelming at times and dense government websites don't help. Fortunately, Social Security 101 can help with easy-to-understand explanations and lessons that keep you engaged as you learn all you need to know about the federal program that's been around since the Great Depression. Social Security 101 will give you the most up-to-date information on this government program, such as:
-Getting a Social Security card
-Applying for benefits
-Estimating your benefits
-Disability benefits
-Medicare
-401(k) plans for young adults
Use this guide to plan for the future so that you'll be comfortable in retirement. With the knowledge gained from this book, you'll feel more secure in your future. Whether you want to learn about calculating your retirement age or estimating your projected payments, Social Security 101 has all the answers?even the ones you didn't know you were looking for.
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Alfred Mill
Social Security 101
From Medicare to Spousal Benefits, an Essential Primer on Government Retirement Aid
Book
10/2016
Adams Media Corporation
€33.61
No shipping information available
Person
Alfred Mill has a deep interest in personal finance and economics. He is the author of Personal Finance 101, Economics 101, and Social Security 101.
Content
- Intro
- Title Page
- Copyright Page
- Introduction
- What Is Social Security?: A Retirement Plan for Everyone
- Social Insurance
- The Beginnings of Social Security: Roots in the Great Depression
- The Scope of the Act
- The First Beneficiaries
- The History of Retirement: The Evolution of Leisure
- The Rise of America's Middle Class: A Retired Class is Born
- Funding Social Security: Paying It Forward
- Investing Its Funds
- Running Out of Money?
- Is Social Security Unfair to Young People?
- Fixing Social Security: Countering the Myth of Collapse
- Will Social Security Go Bankrupt?
- How Could Social Security Be Fixed?
- Estimating the Political Price
- Getting a Social Security Card: Joining the System
- How Early Should You Get a Card?
- Applying for Your Own Social Security Card
- What to Do if You're a Noncitizen
- Replacing a Lost or Stolen Card
- Changing Your Name
- Protecting Your Social Security Number: Guard Against Identity Theft
- Identity Theft in the United States
- What to Do
- Qualifications for Receiving Benefits: Who's Eligible?
- Who Else Qualifies?
- How Much Will I Get?
- Your Full Retirement Age: When You're Expected to Retire
- Determining Your FRA
- Figuring Your Life Expectancy
- How to Apply for Benefits: Getting Started with Social Security
- Other Ways to Apply
- What Should You Know?
- The Documents You'll Need
- Estimating Your Benefits: How Much Are You Going to Get?
- Your Statement
- Disability Benefits: When You Can't Work Anymore
- Social Security Disability Insurance (SSDI)
- Applying for Disability Benefits
- Family Disability Benefits
- Ticket to Work
- Supplemental Security Income: Adding to Your Disability Benefits
- Where Did It Come From?
- Who's Eligible?
- How Is Your Benefit Calculated?
- How to Apply for SSI
- Children with Disabilities: Protecting Your Offspring
- If You Became Disabled in Childhood
- If You're the Parent of a Disabled Child
- Disability Reviews
- If Your Child Wants to Work
- Medicare
- Spousal Benefits: A Key Element of Social Security Claims
- Whether to File
- Applying for Spousal Benefits
- Survivors Benefits: Living after the Breadwinner Is Gone
- Who's Eligible?
- How Much?
- Other Beneficiaries: Who Else Can Get Benefits?
- Veterans
- Military Benefits and Social Security
- Getting Social Security If You're Living Abroad
- Regular Questionnaires
- Benefits for Children: Protecting Young People
- Children Who Are Eligible for Benefits
- Divorced and Child-in-Care
- Children of Divorced Parents
- Taxes on Social Security Benefits: Giving the Government What's Theirs
- Figuring Your Income
- Examples of Social Security Benefits Tax
- Your Tax Rate
- Working in Retirement: The Pluses and Minuses of More Income
- The Benefits of Working
- Annual Earnings Limit
- Taking Benefits Early: Don't Do It Unless . . .
- A Case History
- The Issue of Life Expectancy
- When-If Ever-Should You Take Early Benefits?
- Claiming Benefits Later: Increasing the Size of Your Benefit
- Taking the Credit
- Breaking Even
- Taking Your Benefits Late
- If You're Self-Employed: The Challenge of Working for Yourself
- Self-Employment and Taxes
- Net Earnings
- Which Tax Forms to Fill Out
- Deemed Filing: Issues with Suspending Benefits
- What Changed?
- File and Suspend
- Interest-Free Loan? Not Any More
- Windfall Elimination Provision: Working for Two Different Kinds of Employers
- What Is It?
- Social Security Benefits Low-Income Workers
- Government Pension Offset: If You Used to Work for the Government
- Who It Affects
- The Retroactive Lump Sum Option: Getting a Chunk of Money All at Once
- Getting a Chunk of Change
- Stopping Your Benefits: The Strategy of Waiting
- Stopping Benefits Before Your FRA
- At Full Retirement Age
- Appealing an SSA Decision: Getting the System to Change Its Mind
- Disability Benefits
- Be Fair to Yourself and Others
- Health and Social Security: Healthcare in Your Golden Years
- Where Does Healthcare Stand in the United States
- Medicare: Where'd It Come From?
- What Does It Do?
- Medicaid
- Who's Eligible for Medicare?
- Medicare: Your Health in Retirement
- Part A
- Part B
- Part C
- Part D
- What Medicare Doesn't Cover
- Extra Help with Prescription Costs: If Drugs Are Too Expensive
- How Can I Get Extra Help?
- Medicare Savings Programs
- Medicare Advantage: Independent Insurance Plans
- Private Plans
- Comparing Plans
- Now You're Ready to Enroll
- Medigap
- Medicaid: Helping Those in Poverty
- Where Did It Come From?
- Who Qualifies for Medicaid Benefits?
- What Medicaid Covers
- Spend-Down Programs
- Social Security and Your Retirement: Having a Rounded Financial Picture
- Savings
- Have a Plan
- Keeping Track of Social Security
- Delaying Your Benefits
- Entering Retirement
- Using a Financial Planner: Bringing in the Experts
- Ask an Expert
- Who Should I Talk To?
- Establish a Plan
- Planning for Tomorrow: Young People, Retirement, and Social Security
- The Younger, the Better
- Defined-Benefit Plans
- Defined-Contribution Plans
- 401(k) Plans
- 403(b) and 457 Plans
- Individual Retirement Accounts
- Keogh Plans
- Choosing the Right Investments
- Think About Your Social Security Future
- Finding Happiness in Retirement: Will Your Retirement Be an Ending or a Beginning?
- What to Call It
- Your Dream Retirement: Options for Ending Work
- Challenges to a Part-Time Schedule
- If a Door Closes: Look for the Open Window
- Flexibility Is Key
- Being a Forward-Thinking Retiree
- The New Retirement: No Rocking Chairs for Baby Boomers
- The Boomer Philosophy
- Plan for Income, Plan for Living
- Budget
- Responding to Societal Problems
- Down but Not Out
- Bouncing Back
