Live Long and Prosper
How to Understand, Build and Protect Your Pension
1st Edition
Published on 1. January 2009
224 pages
978-1-4081-0423-1 (ISBN)
Description
Written by one of Britain's foremost experts on personal finance, this is the ultimate guide to the pensions minefield and provides all the information you need to plan now and avoid worry in the future.
With an ageing population and shrinking state pensions, never has the question of how to prepare for retirement been more pressing. With practical, balanced advice that takes into account all the other demands on our pockets, Live Long and Prosper includes extensive FAQs, comprehensive and authoritative advice on where to get your pension and how to assess its quality, and help on what to do if you've been given bad advice.
More details
Edition
1. Auflage
Language
English
Place of publication
London
United Kingdom
Publishing group
Bloomsbury Publishing PLC
ISBN-13
978-1-4081-0423-1 (9781408104231)
Copyright in bibliographic data and cover images is held by Nielsen Book Services Limited or by the publishers or by their respective licensors: all rights reserved.
Schweitzer Classification
Other editions
Additional editions
Book
04/2006
A & C Black Publishers Ltd
€36.11
Article exhausted; check different version
Person
Paul Lewis is best known for his role as frontman for BBC Radio 4's Money Box programme. He is a freelance journalist and expert on personal finance.
Content
- COVER
- TITLEPAGE
- COPYRIGHT
- CONTENTS
- ACKNOWLEDGEMENTS
- ABOUT THE AUTHOR
- CHAPTER ONE: START HERE
- Why now?
- Jargon
- Why must we save for a pension?
- How much should i save?
- CHAPTER TWO: MYTHS AND LEGENDS
- They're all crooks!
- My home is my pension
- I don't plan to work here long
- I'm saving up already!
- It's too long off to worry about
- I'd rather go clubbing . . .
- . . . or buy a house
- CHAPTER THREE: LIVE LONG AND PROSPER? The real causes of the pensions crisis
- Crisis . . .
- . . . what crisis?
- How we got here
- Longer lives
- Actuarial with the truth
- Investment
- Politics
- Fairness
- Bosses
- Conclusion
- CHAPTER FOUR: STATE SUPREMACY: Will the State provide?
- Stop!
- Additional pension
- Pension credit
- Pensions from abroad
- CHAPTER FIVE: PENSIONS AT WORK: Making your boss fork out
- How they work
- Salary-related schemes: the gold standard
- Who pays for it?
- Schemes closing
- Are they safe?
- Pension protection
- End of salary-related pensions
- Money purchase: debased coinage
- Other pensions
- Top-ups
- Salary sacrifice
- Group personal pensions
- Stakeholder pensions
- Changing jobs
- CHAPTER SIX: YOUR OWN LITTLE POT: The 80s dream
- Getting personal
- How much it leaks
- Stakeholder at the heart
- Tax subsidy
- Investing your pension
- Shares, bonds and cash
- Tracker crackers
- Managed funds
- Property and other stuff
- SIPPS (self-invested personal pensions)
- How to sipp
- Lifestyling
- CHAPTER SEVEN: HOW MUCH CAN I SAVE? - What a difference A-Day makes
- Simple guide
- The fiddly bits
- Small pots
- CHAPTER EIGHT: DEBT AND HOUSES: And other fun stuff
- Cutting debt
- Borrowing
- Should i buy a house?
- Insurance
- Buy to let
- Unregulated stuff
- CHAPTER NINE: THE LONGEST HOLIDAY: 20 years' unpaid leave
- Company schemes
- Pick your age
- Choosing an annuity
- Annuities are history - new a-day choices
- Boosting your cash lump sum
- CHAPTER TEN: HELP! I'M LOST - Going out on a limb without losing an arm and a leg
- Financial advice
- Choosing an IFA
- Meeting up
- Keyfacts
- Mis-selling
- The end
- CHAPTER ELEVEN: BITS AT THE BACK - And on the Net!
- What a difference a-day makes
- Further help and information sources
- Advice
- Government
- Regulators
- Trade bodies
- Financial advisers
- Comparison sites
- Debt problems
- Investment
- When things go wrong
- The media
- INDEX
