19 RULES FOR GETTING RICH AND STAYING RICH DESPITE WALL STREET

Contents

Understand These Facts 3

The Investment Markets' Reality 11

Total Return Strategy 25

Rule 1 - Know Yourself and Your Goals 29

Rule 2 - Understand That No One Knows

the Future 32

Rule 3 - Success is NOT Selling Assets in

Retirement 35

Rule 4 - Correctly Prioritize Your Wealth

Accumulation Strategy 38

Rule 5 - Investing Is Not Complicated;

Get Over Your Fear 42

Rule 6 - Understand the Investment Pricing

Pendulum 45

Rule 7 - Understand the Importance of Annual

Cash Flow and Compounding Returns 48

Rule 8 - Improve Your Compounding AAIR

and AATC by Selecting the Right Accounts 55

Rule 9 - Invest More without Changing Your

Current Lifestyle 63

Rule 10 - Personal Risk: Lack of Investing

Discipline and Patience 69

Rule 11 - Personal Risk: Too Much and Wrong

Kinds of Leverage 72

Rule 12 - Personal Risk: Uncontrolled Insurance

Costs 76

Rule 13 - Personal Risk: Not Funding Taxable

Accounts 81

Rule 14 - Build Family Emergency Cash Reserves 87

Rule 15 - Build a Sensible Portfolio Strategy 90

Rule 16 - Build a Logical Real Estate Investment

Strategy 96

Rule 17 - Build a Simple Fixed-Income Strategy 101

Rule 18 - Build an Effective Common Stock

Strategy 112

Rule 19 - Use Careful Tax Strategies 142

Get Rich and Stay Rich 144

Appendix A - Setting Up Workbook 145

Appendix B - Sample Investment Policy Statement 155

Glossary 159