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If you're a veteran--or a veteran's family member--you know how hard it is to navigate the VA benefits maze. This definitive guide steers you through the process so that you and your family can get the benefits you're entitled to. Filled with vital information on the latest programs, here is clear, step-by-step, form-by-form advice on cutting through the red tape. And if benefits are denied, it will show you how to appeal an unfair decision.
In this newly updated edition, you'll find essentials on:
Health Care, Disability, and Rehabilitation--including changes in eligibility and access; Emergency Room care at non-VA facilities; Project Hero for veterans in rural areas; the VA's new suicide prevention outreach initiative; the Benefits Delivery at Discharge program (BDD) for transitioning service members.
Education--Complete information on the Post 9/11 GI Bill, which doubles educational benefits to eligible veterans.
VA Loans for Home Ownership--For veterans facing foreclosure or looking to purchase after foreclosure.
Job Preference Eligibility and Entrepreneurship Opportunities--New non-VA services that are available to veterans.
Plus new benefits for dependents and an expanded resource list. When you're dealing with a system that says "no" more than "yes," it helps to know every angle--before you fill out those forms in triplicate.
"Take advantage of these opportunities if you are eligible. You've earned them and deserve them." -Bob Dole
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Content
- Intro
- Title Page
- Dedication
- Table of Contents
- Foreword
- Introduction
- Acknowledgments
- CHAPTER 1 - The VA and the Veteran
- The Foundation of American Veterans Benefits Is Set
- World War I Marks a New Era for Vets
- The Bonus Army Marches on Washington
- The GI Bill Transforms America
- Health Care for Veterans Is Guaranteed
- Korean War Veterans Win Benefits
- Vietnam War Veterans Push for Change
- The New VA Emerges
- The VA and Veterans Work with Congress
- In Conclusion
- CHAPTER 2 - In Times of War and Peace
- Your Military Discharge Papers Are the Key
- The Reason for Discharge Makes a Difference
- If You Want to Appeal a Discharge
- Prisoner of War Status Confers Additional Benefits
- In Conclusion
- CHAPTER 3 - In Triplicate, Please
- Tackling a VA Form
- Important Documents/Forms You Will Need
- Let's Get Organized
- Create a Home Filing System
- Devise a Process That Works
- If You Need to Replace Lost Documents
- 1973 Fire Destroys Military Personnel Records
- Patience Required for Documentation Request
- In Conclusion
- CHAPTER 4 - Advocates for Vets
- Consider Different Types of Organizations
- VSOs Serve as Legislative Advocates
- Step Up as a Citizen Lobbyist
- Veteran Service Officers Can Help You
- "We've Been There-We're Here for You Now"
- VSOs Offer Other Benefits
- In Conclusion
- CHAPTER 5 - Health Care for Veterans
- Why the System Is Struggling More Than Ever
- DOD Issues Disability Rating
- DOD Disability Rating Affects Payout
- Veterans Affairs Processing Is Separate
- Who Is Eligible for Medical Benefits?
- Your Priority Group Affects Your Access to Care
- Who Gets Preference?
- Your Income May Affect Priority Group Assignment
- You May Be Reimbursed for Travel
- VA Health Registries Monitor Toxic Exposure
- VA Provides Dental Care
- VA Offers Outpatient Pharmacy Services
- VA Mental Health Care Services Are Overextended
- VA Dispenses Special Services for the Disabled Veteran
- VA Provides Vocational Rehabilitation Programs
- Health Care Information Just for Women Veterans
- VA Delivers Long-Term/Rehabilitative Care
- VA Provides Nursing Home Care
- In Conclusion
- CHAPTER 6 - Disability and Rehabilitation
- The VA Rating System
- Additional Compensation Awards
- Rehabilitation for Veterans
- For Veterans Who Require an Independent Living Program
- Two Job Websites of Special Interest for Disabled Veterans
- In Conclusion
- CHAPTER 7 - The Appeals Process
- Who Handles the Appeal?
- Three Critical Points to Remember
- Let's Go Step-by-Step Through the Appeals Process
- Shorter Deadlines Set for Certain Appeals
- New Evidence to Support Your Claim and a New Clock
- The Paperwork's Complete: When Will Your Case Be Heard?
- Request a Personal Hearing of Your Case
- New Clock Ticking: The 90-Day Rule
- A Decision Is Made
- If You Lose Your Appeal
- You Have Two Final Appeals Options
- In Conclusion
- CHAPTER 8 - With Honor and Respect
- Advance Planning = Peace of Mind
- Federal and State Agencies That Administer Cemetery Systems
- Who Is Eligible to Be Buried in a National Cemetery?
- Burial Benefits Payout Varies
- If You Choose to Be Buried in a National Cemetery
- If You Choose to Be Buried in a Private Cemetery
- If You Choose Burial at Sea
- The Burial Flag on the Casket
- Gravestones: VA-Approved Headstones and Markers
- Presidential Memorial Certificate
- Military Honors at Funerals
- In Conclusion
- CHAPTER 9 - Education Is the Key to the Future
- The History and Purpose of the Bills
- Overview of the Post-9/11 GI Bill
- Who Is Eligible for the Post-9/11 GI Bill?
- Benefits for Tuition, Housing, and Books
- When Tuition and Fees Exceed In-State Rates
- Work-Study Program While in School
- Overview of the MGIB Program
- What Kinds of Education Programs Can You Take?
- Payment Schedule for Montgomery GI Bill
- You May Be Eligible for Accelerated Payment
- Choosing the Right Program/College
- Are All Courses Eligible?
- Who Is Eligible for MGIB?
- Your Contribution to MGIB-and Return on Your Investment
- Use It or Lose It
- Term of Service and Eligibility for MGIB
- Kickers Add Value
- Active-Duty Education Program Affects VA Benefit
- How to Handle (Over-)Payments for Both Post-9/11 GI Bill and MGIB
- Make the Grade: Punitive and Non-Punitive Grades
- Do Grades Matter?
- Starting Over When You're Not Making Progress
- State Education Benefits Available to Veterans
- In Conclusion
- CHAPTER 10 - Home Ownership
- How the Loan Program Works
- VA Loans: Not Just for Houses
- Who Qualifies for a VA Loan?
- Who Else Is Eligible for a VA Loan?
- Step-by-Step to a Home with a VA Loan
- What Kinds of Loans Are Available?
- The Downlow on Downpayments
- How Vets and Non-Vets Can Buy Property Together
- VA Offers Refinancing Options
- Moving? Restore Your Entitlement for a New VA Loan
- Time to Sell?
- In Conclusion
- CHAPTER 11 - Job Preference Eligibility and Entrepreneur Opportunities
- Veterans Preference for Federal Civil Service Jobs
- Service Determines Types of Preference
- How Does It Work?
- Additional Benefits for Job-Hunting Veterans
- How to Appeal an Agency Decision
- Veterans Preference During Reduction in Force
- Private Sector Jobs for Veterans
- Private Sector Programs for Veterans
- Other Opportunities for Veterans
- Starting Your Own Business
- Loans for Veteran-Owned Small Businesses
- If You Already Own a Business
- In Conclusion
- CHAPTER 12 - Those Who Also Serve
- VA Provides Health Care for Your Dependents
- How to Use CHAMPVA
- Your Local VA Medical Center and CHAMPVA
- If You Can't Use the CITI Program
- Who Pays the Bill?
- Catastrophic Cap Offers Protection
- Where Does Medicare Fit In?
- Other Health Insurance (OHI) Impacts CHAMPVA
- Dependents Gain Pharmacy Coverage
- Divorce, Property Division, and Veterans
- Dependents' Educational Assistance (DEA) Provides Learning Opportunities
- Life Insurance to Protect Your Dependents
- Dependency and Indemnity Compensation (DIC) Offers More Assistance
- In Conclusion
- APPENDIX A - VA Forms
- APPENDIX B - Veterans Affairs Medical Centers
- APPENDIX C - Veteran Centers by State
- APPENDIX D - Women's Veterans Organizations and Services
- APPENDIX E - Nursing Homes for Veterans
- APPENDIX F - Cemeteries for Veterans (National and State)
- APPENDIX G - Veterans Service Organizations
- APPENDIX H - Department of Veterans Affairs by State/Territory
- APPENDIX I - VA State Approving Agencies
- APPENDIX J - SBA Veterans Business Development Offices
- APPENDIX K - State Benefits and Discounts Offered to Veterans
- Copyright Page
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