
The Truth About Money 4th Edition
Description
Alles über E-Books | Antworten auf Fragen rund um E-Books, Kopierschutz und Dateiformate finden Sie in unserem Info- & Hilfebereich.
"A single source for what you need to know to put your financial house in order, an impressive piece of work, and very useful."
-Bob Clark, Editor-in-Chief, Dow Jones Investment Advisor
Ric Edelman, America's most successful financial advisor, has revised and updated his classic personal finance bestseller to reflect the new global economic outlook. In his 4th edition of The Truth About Money, Edelman tells you everything you need to know about money-an essential, yet delightfully breezy and accessible, must-read manual for anyone who may have previously sought the financial wisdom of Suze Orman and Jean Chatzky. The Truth About Money is an indispensible guide to money matters from the man whom Barrons named the #1 independent financial advisor in the country.
This comprehensive guide delivers clear, actionable answers to your biggest money questions:
- Building Wealth Strategies: Learn how to overcome the four biggest obstacles to financial success?procrastination, spending habits, inflation, and taxes.
- A Clear Guide to Investing: Get straightforward explanations of stocks, bonds, mutual funds, and ETFs, and discover the investment strategies that work.
- Mastering Major Life Expenses: Find proven, practical advice for life's biggest financial hurdles, including paying for college, buying a home, and getting out of debt.
- Secure Retirement Planning: Create a roadmap for a comfortable and secure retirement, with clear guidance on IRAs, 401(k)s, Social Security, and insurance.
All prices
More details
Other editions
Additional editions

Person
Ric Edelman is Barron's #1 independent financial advisor, the bestselling author of seven books on personal finance, and host of The Ric Edelman Show, heard on radio stations nationwide. Ric's firm, Edelman Financial Services, manages $5 billion in assets and has been helping people achieve financial success for twenty-five years.
Content
- Intro
- Title Page
- For Jean
- To My Dad and To My Mom
- Contents
- Foreword
- Part I - Introduction to Financial Planning
- Overview - The 12 Reasons You Need to Plan
- Chapter 1 - The Four Obstacles to Building Wealth
- Chapter 2 - The Story of Taxes and Inflation
- Chapter 3 - The Greatest Discovery of the 20th Century
- Chapter 4 - The Good News and the Bad News About Planning for Your Future
- Part II - Understanding the Capital Markets
- Overview - Of All the isms, Ours Is Capitalism
- Chapter 5 - The Manufacturing Process
- Chapter 6 - Building Cash Reserves
- Chapter 7 - The Most Fundamental of All Investment Risks - And How to Avoid It
- Part III - Fixed Income Investments
- Overview - Income Before Growth
- Chapter 8 - U.S. Government Securities
- Chapter 9 - Municipal Bonds
- Chapter 10 - Zero Coupon Bonds
- Chapter 11 - Bond Ratings
- Chapter 12 - Event Risk
- Chapter 13 - Rate, Yield, and Total Return
- Chapter 14 - Interest Rate Risk
- Part IV - Equities
- Overview - Growth After Income
- Chapter 15 - Four Benefits of Owning Stock
- Chapter 16 - Stocks: An Indication of the Nation's Financial Health - Sometimes
- Chapter 17 - Three Ways to Buy Stocks
- Chapter 18 - Real Estate Investing
- Chapter 19 - Collectibles
- Part V - Packaged Products
- Chapter 20 - The Four Problems You Encounter When Buying Investments
- Chapter 21 - How to Beat the Four Problems
- Chapter 22 - Open-End Mutual Funds
- Chapter 23 - Closed-End Funds
- Chapter 24 - Unit Investment Trusts
- Chapter 25 - Exchange-Traded Funds
- Chapter 26 - Mutual Fund and ETF Charges and Expenses
- Chapter 27 - Annuities
- Chapter 28 - Real Estate Investment Trusts
- Part VI - The Best Investment Strategies
- Overview - Putting What You've Learned to Work
- Section One - Investing Money As You Get It
- Chapter 29 - Three Ways to Create Savings
- Chapter 30 - Dollar Cost Averaging
- Section Two - Investing the Money You Already Have
- Chapter 31 - Does Dollar Cost Averaging Apply to a Large Lump Sum?
- Chapter 32 - Safe or Risky?
- Chapter 33 - World Events Will Not Destroy Your Investments
- Chapter 34 - The Theory of Market Timing
- Chapter 35 - Focus on Hills and Tides, Not Strings and Waves
- Chapter 36 - Following Your Emotions Is a Sure Path to Failure
- Chapter 37 - Understanding Volatility
- Chapter 38 - Standard Deviation
- Chapter 39 - Diversification: The Key to Your Investment Success
- Chapter 40 - How to Develop an Optimally Diversified Portfolio
- Chapter 41 - Portfolio Optimization vs. Maximization
- Chapter 42 - The Rankings Trap
- Chapter 43 - Picking the Best Funds
- Chapter 44 - Maintaining Effective Diversification in an Ever-Changing World
- Chapter 45 - Investing for Current Income
- Chapter 46 - How to Prepare for Economic Collapse
- Part VII - The Best Financial Strategies
- Chapter 47 - Facing Unemployment
- Chapter 48 - Understanding Your Credit Report
- Chapter 49 - How to Get Out of Debt
- Chapter 50 - Should You Buy or Lease Your Next Car?
- Chapter 51 - How to Pay for College (Really!)
- Chapter 52 - Does It Pay for Both Parents to Work While Raising Young Children?
- Chapter 53 - How to Protect Your Identity
- Chapter 54 - Caring for Aging Parents
- Chapter 55 - Funeral Expenses
- Part VIII - The Best Strategies for Buying, Selling, and Owning Homes
- Overview - The American Dream
- Chapter 56 - Incorporating Home Ownership into Your Financial Plan
- Chapter 57 - How to Buy Your First Home
- Chapter 58 - All About Mortgages
- Chapter 59 - How to Buy Your Next Home
- Chapter 60 - How to Handle Late Mortgage Payments
- Chapter 61 - The Truth About Timeshares
- Part IX - Taxes, Taxes, Taxes
- Chapter 62 - Stop Giving Interest-Free Loans to the Government
- Chapter 63 - Do You Need to Hire a Professional Tax Preparer?
- Chapter 64 - Don't File Your Taxes Until March
- Part X - Retirement Planning
- Chapter 65 - Social Security
- Chapter 66 - Pensions
- Chapter 67 - IRA Accounts
- Photographic Insert
- Chapter 68 - Company Retirement Plans
- Chapter 69 - Why Retirement Plans Are Not Enough
- Chapter 70 - Women and Retirement
- Chapter 71 - Planning Your Retirement Lifestyle
- Part XI - Insurance
- Overview - How to Manage Risk
- Chapter 72 - Protecting Your Largest Financial Asset
- Chapter 73 - Long-Term Care
- Chapter 74 - Life Insurance
- Chapter 75 - How to Protect Yourself From Lawyers Lawsuits
- Chapter 76 - Should You Buy from an Insurance Agent or Insurance Broker?
- Chapter 77 - How Safe Is Your Carrier?
- Part XII - Estate Planning
- Overview - Managing and Distributing Wealth
- Chapter 78 - Your Will
- Chapter 79 - Estate Administration
- Chapter 80 - Other Estate Planning Tools
- Chapter 81 - When to Revise Your Will
- Part XIII - How to Choose a Financial Advisor
- Overview - The Most Important Financial Decision You Will Make
- Chapter 82 - The Four Kinds of Practitioners You Can Hire
- Chapter 83 - How to Choose an Advisor
- Chapter 84 - 10 Taboos Between You and Your Advisor
- Chapter 85 - How to Work with an Advisor
- Chapter 86 - Evaluating Your Advisor's Performance
- Sources
- Index
- Acknowledgements
- About the Author
- Also by Ric Edelman
- Copyright
- About the Publisher
System requirements
File format: ePUB
Copy protection: Adobe-DRM (Digital Rights Management)
System requirements:
- Computer (Windows; MacOS X; Linux): Install the free reader Adobe Digital Editions prior to download (see eBook Help).
- Tablet/smartphone (Android; iOS): Install the free app Adobe Digital Editions or the app PocketBook before downloading (see eBook Help).
- E-reader: Bookeen, Kobo, Pocketbook, Sony, Tolino and many more (not Kindle).
The file format ePub works well for novels and non-fiction books – i.e., „flowing” text without complex layout. On an e-reader or smartphone, line and page breaks automatically adjust to fit the small displays.
This eBook uses Adobe-DRM, a „hard” copy protection. If the necessary requirements are not met, unfortunately you will not be able to open the eBook. You will therefore need to prepare your reading hardware before downloading.
Please note: We strongly recommend that you authorise using your personal Adobe ID after installation of any reading software.
For more information, see our ebook Help page.
File format: ePUB
Copy protection: Watermark-DRM (Digital Rights Management)
System requirements:
- Computer (Windows; MacOS X; Linux): Use a reading software that can process the file format ePUB: e.g., Adobe Digital Editions or FBReader – both free (see eBook Help).
- Tablet/Smartphone (Android; iOS): Before downloading, install the free app Adobe Digital Editions (see eBook Help).
- E-reader: Bookeen, Kobo, Pocketbook, Sony, Tolino and many more (not Kindle).
The file format ePUB works well for novels and non-fiction books – i.e., „flowing” text without complex layout. On an e-reader or smartphone, line and page breaks automatically adjust to fit the small displays.
This eBook uses Watermark-DRM, a „soft” copy protection. This means that there are no technical restrictions to prevent illegal distribution. However, there is a personalised watermark embedded in the eBook that can be used to identify the purchaser of the eBook in the event of misuse and to provide evidence for legal purposes.
For more information, see our eBook Help page.