Interpreting and Analyzing Financial Statements

Karen P. Schoenebeck, MBA, CPA, is a Visiting Professor of Accounting at the Stillman School of Business, Seton Hall University, South Orange, New Jersey. She received her MBA from the University of Minnesota and then worked in public accounting while located in Wisconsin, Kansas, and California. Using her practical experience, she brings the real-world relevance of accounting concepts into the classroom. For over ten years she has been developing the financial statement analysis approach presented in this book, challenging both graduate and undergraduate students. She is also president and founder of Two-Paved Roads, a consulting firm, served as Director of the MBA program at Southwestern College in Kansas, presents at national accounting conferences on a regular basis, and has served on the national board of directors for various accounting organizations for over ten years. In addition, Karen is an avid traveler, leading educational tours to Europe and Southeast Asia. She can be reached at kaliforniakaren@gmail.com.







Mark P. Holtzman, PhD, CPA is Associate Professor of Accounting at the Stillman School of Business, Seton Hall University, South Orange, New Jersey. After receiving a bachelor's degree in business administration at Hofstra University, he began his accounting career in the New York office of Deloitte & Touche. He later earned a PhD in accounting from The University of Texas at Austin. Dr. Holtzman has published articles in Journal of Accountancy, CPA Journal, Research in Accounting Regulation, Advances in Accounting, Strategic Finance, and Accounting Historian's Journal. He is a member of the American Accounting Association, the American Institute of Certified Public Accountants, and the Financial Executives Institute. He is also President and founder of a private parochial elementary school for 100 children in Passaic, New Jersey. In his spare time, he enjoys studying Talmud and hiking with his family. He can be reached at mark.holtzman@shu.edu.