Commercial Bank Management

Table of Contents: Part I. An Introduction to the Business of Banking 1. An Overview of Banks and Their Services 2. The Impact of Government Policy and Regulation on Banking 3. The Organization and Structure of Banks and Their Industry 4. The Financial Statements of a Bank 5. Measuring and Evaluating Bank Performance Part II. Asset-Liability Management Techniques and Hedging Against Interest Rate and Credit Risk 6. Asset-Liability Management: Determining and Measuring Interest Rates and Controlling a Bank's Interest-Sensitive Gap 7. Asset-Liability Management: The Concept of Duration and Managing a Bank's Duration Gap 8. Using Financial Futures and Options in Bank Asset-Liability Management 9. Using Swaps and Other Asset-Liability Management Techniques 10. Off-Balance-Sheet Financing in Banking and Credit Derivatives Part III. Managing the Bank's Investment Portfolio and Liquidity Position 11. The Investment Function in Banking 12. Liquidity and Reserve Management Strategies and Policies Part IV. Managing Bank Sources of Funds 13. Managing and Pricing Deposit Services 14. Bank Trust Services, Nondeposit Investment Products, and the Selling of Information Services 15. Managing Nondeposit Liabilities and Other Sources of Bank Funds 16. Management of a Bank's Equity Capital Position Part V. Providing Loans to Businesses and Consumers 17. Bank Lending Policies and Procedures 18. Lending to Business Firms 19. Pricing Business Loans 20. Consumer and Real Estate Lending 21. Pricing Consumer and Real Estate Loans Part VI. The Bank's Organizational Structure and Service Options: Choosing a Channel for Future Growth and Expansion 22. Creating and Managing Bank Service Outlets: Establishing New Banks, Branches, and Electronic and Automated On-Line Banking Facilities 23. Bank Mergers and Acquisitions: Managing the Acquisitions Process 24. International Banking Service Options Glossary of Banking Terms Case 1: WingspanBank.com Case 2: Be Our Guest, Inc. Index