Commercial Bank Management

Part 1. An Introduction to the Business of Banking. 1. An Overview of Banks and Their Services. 2. The Impact of Government Policy and Regulation on Banking. 3. The Organization and Structure of Banks and Their Industry. 4. The Financial Statements of a Bank. 5. Measuring and Evaluating Bank Performance. Part 2. Asset-Liability Management Techniques and Hedging Against Interest Rate and Credit Risk. 6. Asset-Liability Management: Determining and Measuring Interest Rates and Controlling a Bank's Interest-Sensitive Gap. 7. Asset-Liability Management. The Concept of Duration and Managing a Bank's Duration Gap. 8. Using Financial Futures and Options in Bank Asset-Liability Management. 9. Using Swaps and Other Asset-Liability Management Techniques. 10. Off-Balance-Sheet Financing in Banking and Credit Derivatives. Part 3. Managing the Bank's Investment Portfolio and Liquidity Position. 11. The Investment Function in Banking. 12. Liquidity and Reserve Management Strategies and Policies. Part 4. Managing Bank Sources of Funds. 13. Managing and Pricing Deposit Services. 14. Bank Trust Services, Nondeposit Investment Products, and the Selling of Information Services. 15. Managing Nondeposit Liabilities and Other Sources of Bank Funds. 16. Management of a Bank's Equity Capital Position. Part 5. Providing Loans to Businesses and Consumers. 17. Bank Lending Policies and Procedures. 18. Lending to Business Firms. 19. Pricing Business Loans. 20. Consumer and Real Estate Lending. 21. Pricing Consumer and Real Estate Loans. Part 6. The Bank's Organizational Structure and Service Options: Choosing a Channel for Future Growth and Expansion. 22. Creating and Managing Bank Service Outlets: Establishing New Banks, Branches, and Electronic and Automated On-Line Banking Facilities. 23. Bank Mergers and Acquisitions: Managing the Acquisitions Process. 24. International Banking Service Options. Glossary of Banking Terms. Case 1: WingspanBank.com. Case 2: Be Our Guest, Inc. Index.