Retirement Planning Guidebook
Navigating the Important Decisions for Retirement Success
3rd Edition
Published on 26. January 2026
Book
Paperback/Softback
390 pages
978-1-945640-19-3 (ISBN)
Description
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The Retirement Planning Guidebook is a clear, practical retirement planning book for anyone approaching or already in retirement. Retirement planning is fundamentally different from saving during your working years-mistakes are harder to fix, and decisions are often irreversible.
This retirement planning guide helps you make confident choices about income, taxes, health care, and lifestyle-without relying on one-size-fits-all advice.
You'll learn how to:
¿ Identify your retirement income style and choose strategies that fit you
¿ Build reliable retirement income from investments and insurance
¿ Decide when to claim Social Security to maximize lifetime benefits
¿ Navigate Medicare and health insurance, including early retirement
¿ Manage retirement taxes using withdrawals, Roth conversions, and RMD planning
¿ Address housing and long-term care decisions
¿ Organize estate and legacy planning essentials
¿ Prepare for the non-financial side of retirement, including purpose and lifestyle
This book explains key retirement topics-such as the 4% rule, sequence-of-return risk, annuities, Medicare choices, Social Security taxes, IRAs and 401(k)s, and more-in plain English.
The Retirement Planning Guidebook ensures no critical decision falls through the cracks, giving you a trusted framework to retire with clarity, confidence, and control.
More details
Person
Wade D. Pfau, PhD, CFA, RICP® is the founder of Retirement Researcher, an educational resource for individuals and financial advisors on topics related to retirement income planning. He is a co-founder of the Retirement Income Style Awareness tool and a co-host of the Retire with Style podcast. He also serves as a principal and the director of retirement research for McLean Asset Management. He also serves as a Research Fellow with the LIMRA Retirement Income Institute. He is a professor of practice at the American College of Financial Services and past director of the Retirement Income Certified Professional® (RICP®) designation program. He holds a doctorate in economics from Princeton University and has published more than sixty peer-reviewed research articles in a wide variety of academic and practitioner journals. He is a contributor to Forbes, Advisor Perspectives, and an Expert Panelist for the Wall Street Journal. Wade is the author of four books in the Retirement Researcher Guide Series.