FinTech

Reviews / Votes

'A proper textbook with impressive chapter authors who know their stuff, and someone who has carefully curated and edited it all into one cohesive and comprehensive tome. When it comes to this book, that is exactly the sense of reassuring authority the reader takes away. This book delivers the sort of tangible, dependable reassurance that often feels out of reach when sifting through contradictory articles online on subjects such as AI, blockchain, crypto, defi and fintech generally. This is an old school textbook on a very modern subject, and as such, it is a very welcome addition to my desk library. The only question is how long it will take until one of my colleagues pinches it....' -- Vanessa Whitman, Legal Women 'I would recommend this edition to both students and practitioners of Fintech. Helpfully, it provides thoughtful summaries of the legal and regulatory position on a range of Fintech-related topics and gives a good sense of the developing areas in this fast-moving sector. Crucially, it places these observations in their market and international context.' -- Martin Cook, Head of Fintech, Burges Salmon LLP, UK 'A sector variously described as innovative, disruptive, high risk and subject to regulatory arbitrage requires a new approach to business operations, lawyering and regulation. This book provides a toolkit for this new approach for anyone working at the intersection of finance, technology and regulation. The legal and regulatory overview and detail is second to none, but a small part of why this book is an essential reference and guide. We can all visit, and get lost in, the FCA, FINRA or MAS online rulebooks, but the objective here is to go beyond isolated black letter law and regulation. Readers will benefit from the authors' extensive operational experience with practical application of cross-border regulations to business processes and commercial situations, backed up by industry knowledge and digitisation strategies. Leading experts navigate existing laws and regulations while guiding practitioners and regulators towards areas requiring more certainty in the future. This will resonate with those building FinTech ventures, whether as a startup, scaleup or within an institution, or indeed with those regulating them. The path ahead can be uncertain or not yet considered by industry and regulators, requiring interpretation and invention, such as developing your own iterative rulebooks along the way. FinTech: Law and Regulation provides invaluable insight and context to establish these key decision frameworks to master the rapidly evolving Fintech universe.' -- Paul Massey, Founder and CEO, Tabled, London, UK 'Fintech sliced and diced, and utterly up to date. If only I had this beside me when I leapt into Fintech/Regtech. In a sector full of jargon, amid scale-ups that defy easy definition and rapidly disintermediate; FinTech: Law and Regulation breaks this all down for the reader then deep dives elegantly into the pressing issues.' -- Amy Wallace, Onfido, London, UK 'The fast pace of technological change and regulation that follows it, are some of the greatest challenges and exciting opportunities for any FinTech lawyer. FinTech: Law and Regulation provides a superbly detailed, yet equally accessible, overview of some of the most important and disruptive technologies and the accompanying regulatory landscape. As a FinTech lawyer who has worked across banking, payments, crowdfunding, cryptocurrency, blockchain and legal optimisation, I highly recommend this work to anyone working in or considering entering this sector.' -- James Sullivan, Ziglu, London, UK