Wealth After Work
Planning Your Great Escape
Published on 12. June 2002
Book
Paperback/Softback
352 pages
978-0-273-65681-4 (ISBN)
Description
You've done your bit for society and it's time to plan the great escape - do the things you always wanted to do. You are about to find out you've got the time, the energy and the money. All you need now is a little inspiration and to get organised. This book will help you do just that.
In your 50s and 60s you make financial decisions that will transform your life. You plan to leave work, sort out your pension and other investments, and pay off the mortgage. Then what? How about that world cruise? Or perhaps you want to sell up and move to the coast. You could retire abroad. You might even want to use the tax-free cash from your company pension to start your own consultancy and have a second career - doing it your way this time.
Whatever your aspirations, Wealth After Work is written with you in mind. The last thing you need is a dull grey guide to the twilight world of pensioners. This book will show you the scenic route to the best years of your life. It looks at all the tough issues you need to address and does it with style and ease.
Wealth After Work
Isn't it time you planned your great escape?
In your 50s and 60s you make financial decisions that will transform your life. You plan to leave work, sort out your pension and other investments, and pay off the mortgage. Then what? How about that world cruise? Or perhaps you want to sell up and move to the coast. You could retire abroad. You might even want to use the tax-free cash from your company pension to start your own consultancy and have a second career - doing it your way this time.
Whatever your aspirations, Wealth After Work is written with you in mind. The last thing you need is a dull grey guide to the twilight world of pensioners. This book will show you the scenic route to the best years of your life. It looks at all the tough issues you need to address and does it with style and ease.
Wealth After Work
Isn't it time you planned your great escape?
Reviews / Votes
"Make these (retirement) the best years of your life by taking Debbie Harrison's wise advice."Active Life
"For anybody who views investment as a jungle, Wealth After Work is machete, guide and survival kit combined. If all personal finance books were this interesting, informative and accessible, the subject might be more readily compared to a walk in the park."
Julian Marr, Editor, Bloomberg Money
"Wealth After Work is in a league of its own. Debbie Harrison's excellent book provides advice on the financial and the emotional preparation you need to make the transition from full-time employment. An invaluable route-map for planning your great escape from the Nine to Five. "
Marianne Curphey, Executive Editor, Guardian Unlimited Money
"A superbly practical book, written in an engaging, entertaining and highly useful way. Any book which starts with a quote from Monty Python and ends with information on how to complain demands to be read. Debbie Harrison is the only author in the UK who writes financial books with the sort of panache and credibility usually associated with novelists. This book appeals to consumers of all ages; you don't have to wait until you're retired to read it."
Lawrence Gosling, Editorial Director, Incisive Media
More details
Language
English
Place of publication
Harlow
United Kingdom
Publishing group
Pearson Education Limited
Dimensions
Height: 234 mm
Width: 156 mm
Thickness: 25 mm
Weight
670 gr
ISBN-13
978-0-273-65681-4 (9780273656814)
Copyright in bibliographic data and cover images is held by Nielsen Book Services Limited or by the publishers or by their respective licensors: all rights reserved.
Schweitzer Classification
Person
Debbie Harrison is an award winning financial journalist and best-selling author. She writes regularly for the Financial Times, Investment Week and Bloomberg, and is the author of five Financial Times reports on retail and institutional investment. Her consumer books include The First Time Investor, Personal Financial Planner, Pension Power and The Money Zone and How to Make it in the City.
Content
Contents
Section One: Metamorphosis Chapter 1: Kickstart Your Great Escape what do you want to change? the swot test life coaching Chapter 2 : Work is a Four Letter Word
recruitment comsultants
change within your profession
temporary work
contract employment
interim managers
reading matters Chapter 3 : The Company of Wolves
going into business?
structures for business
financing your own business
your business plan
the finance provider's aims
business support services Chapter 4 : Your Financial Minder
what is a financial adviser?
financial planners
stockbroker services
paying for advice
the client agreement
changing your adviser Section Two : La Dolce Vita
Chapter 5 : Life Assurance - Your Money and Your Life
how much cover do you need?
which type of policy?
tips on buying your insurance
the medical
how to pay Chapter 6 : Disability Insurance - What's Up Doc?
state benefits
your employer's scheme
private income protection insurance
critical illness
waiver of premium for pension plans Chapter 7 : Medical Insurance - Carry on Nurse
what the state provides
what your employer provides
how PMI works
medical history
premium increases Chapter 8 : Long-term Care - At The End of The Day
check your options carefully
pre-funding plans
immediate care annuities
LTC investment alternatives Section Three : The Money Pit
Chapter 9 : Equities and Bonds Without Tears
UK equities
overseas equities
bonds
index linked gilts
cash
property
comparing equities, bonds and cash
period of investment
dividend reinvestment
income from equities or bonds?
different styles of fund management Chapter 10: Nightmare on Wall Street
inflation risk
capital risk
how to manage risk
asset allocation
re-weighting your portfolio
collective funds for overseas exposure
market cycles Section Four : A Fistfull of Dollars
Chapter 11 : Rainy Days and Mondays
easy access for rainy days
Safety at a price
tax staus
income earners
halway houses Chapter12 : Strength in Numbers
unit trusts and open-ended investment companies
investment trusts
insurance funds
alternative investments / hedge funds
friendly society policies
offshore funds
PEPs - personal equity plans
ISAs - individual savings accounts Chapter 13 : Kepping Good Company
your starting point
investment aims
buying and selling
comapny share schemes
how shares are grouped
the FTSE international indices
classification by sector
how to value shares
key indicators in practice
making comparisons Chapter 14 : The Name is Bond
government bonds
the safety of your investment
price fluctuations
index linked gilts
corporate bonds Chapter 15 : Farewell to Arms
ethical inestment research service
defining an ethical policy
impact on performance
alternative investments Chapter 16 : Cycles and Bears
how bubbles burst and markets crash
your survival kit
the essential jargon
the market cycles
how to deal with bears Chapter 17 : Performance
compare potential with 'safe' investments
performance measurement services
periods of measurement
guide to reading the financial pages
share price information Chapter 18 : The Taxman Cometh
keep it legal
your tax allowances and exemptions
income tax and personal allowance
capital gains tax
reduce your inheritance bill Section 5 : A Man of Property
Chapter 19 : The Caretaker
financial health warning
taxa
Section One: Metamorphosis Chapter 1: Kickstart Your Great Escape what do you want to change? the swot test life coaching Chapter 2 : Work is a Four Letter Word
recruitment comsultants
change within your profession
temporary work
contract employment
interim managers
reading matters Chapter 3 : The Company of Wolves
going into business?
structures for business
financing your own business
your business plan
the finance provider's aims
business support services Chapter 4 : Your Financial Minder
what is a financial adviser?
financial planners
stockbroker services
paying for advice
the client agreement
changing your adviser Section Two : La Dolce Vita
Chapter 5 : Life Assurance - Your Money and Your Life
how much cover do you need?
which type of policy?
tips on buying your insurance
the medical
how to pay Chapter 6 : Disability Insurance - What's Up Doc?
state benefits
your employer's scheme
private income protection insurance
critical illness
waiver of premium for pension plans Chapter 7 : Medical Insurance - Carry on Nurse
what the state provides
what your employer provides
how PMI works
medical history
premium increases Chapter 8 : Long-term Care - At The End of The Day
check your options carefully
pre-funding plans
immediate care annuities
LTC investment alternatives Section Three : The Money Pit
Chapter 9 : Equities and Bonds Without Tears
UK equities
overseas equities
bonds
index linked gilts
cash
property
comparing equities, bonds and cash
period of investment
dividend reinvestment
income from equities or bonds?
different styles of fund management Chapter 10: Nightmare on Wall Street
inflation risk
capital risk
how to manage risk
asset allocation
re-weighting your portfolio
collective funds for overseas exposure
market cycles Section Four : A Fistfull of Dollars
Chapter 11 : Rainy Days and Mondays
easy access for rainy days
Safety at a price
tax staus
income earners
halway houses Chapter12 : Strength in Numbers
unit trusts and open-ended investment companies
investment trusts
insurance funds
alternative investments / hedge funds
friendly society policies
offshore funds
PEPs - personal equity plans
ISAs - individual savings accounts Chapter 13 : Kepping Good Company
your starting point
investment aims
buying and selling
comapny share schemes
how shares are grouped
the FTSE international indices
classification by sector
how to value shares
key indicators in practice
making comparisons Chapter 14 : The Name is Bond
government bonds
the safety of your investment
price fluctuations
index linked gilts
corporate bonds Chapter 15 : Farewell to Arms
ethical inestment research service
defining an ethical policy
impact on performance
alternative investments Chapter 16 : Cycles and Bears
how bubbles burst and markets crash
your survival kit
the essential jargon
the market cycles
how to deal with bears Chapter 17 : Performance
compare potential with 'safe' investments
performance measurement services
periods of measurement
guide to reading the financial pages
share price information Chapter 18 : The Taxman Cometh
keep it legal
your tax allowances and exemptions
income tax and personal allowance
capital gains tax
reduce your inheritance bill Section 5 : A Man of Property
Chapter 19 : The Caretaker
financial health warning
taxa