
Consumer Credit Fundamentals
S. Finlay(Author)
Palgrave Macmillan (Publisher)
Published on 1. January 2005
Book
Paperback/Softback
XIV, 247 pages
978-1-349-52015-2 (ISBN)
Description
Despite the huge expansion in consumer credit in the last 25 years there are very few texts describing the operation of consumer credit markets. Consumer Credit Fundamentals is the first book to provide a broad cross-disciplinary introduction to the subject. It covers the history of credit, the types of consumer credit available, how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. A complete, well-rounded and practical introduction to consumer credit.
More details
Edition
1st ed. 2005
Language
English
Place of publication
London
United Kingdom
Target group
Professional and scholarly
Product notice
Paperback (trade)
Unsewn / adhesive bound
Illustrations
XIV, 247 p.
Dimensions
Height: 216 mm
Width: 140 mm
Thickness: 15 mm
Weight
340 gr
ISBN-13
978-1-349-52015-2 (9781349520152)
DOI
10.1057/9780230502345
Schweitzer Classification
Other editions
Additional editions

S. Finlay
Consumer Credit Fundamentals
Book
10/2005
Palgrave Macmillan
€106.99
Shipment within 10-20 days
Person
STEVEN FINLAY is an expert in consumer credit and credit risk management, with over ten years experience of working within the financial services industry and academia. During the course of his career he has worked on numerous projects in conjunction with almost every major credit granting institution in the UK. He is currently a researcher at Lancaster University, UK.
Content
Preface Introduction The History of Credit Products and Providers The Economics of Credit and its Marketing Credit Granting Decisions Credit Reference Agencies Credit Management Ethics in Lending Legislation and Consumer Rights Appendix A: The Calculation of Interest and APR Appendix B: A Brief Note on the Construction of Credit Scorecards