
How the Poor Can Save Capitalism: Rebuilding the Path to the Middle Class
Description
The poor are not stupid or lazy, but they know when the system is stacked against them. Business loans, home loans, and financial investments have vanished from their communities. The path up to the middle class has disappeared, while the path down from the middle class is in danger of becoming a superhighway.
The future of our nation fully depends on overturning powerful myths about how the economy works. Fully 70 percent of the American economy is driven by consumer spending, but more and more consumers have less and less to spend and feel like the deck is stacked against them. When business leaders begin to value the poor and understand that helping them succeed will help the economy thrive, we'll be well on our way to restoring the American Dream of equal economic opportunity.
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Content
PART I: SEEDING HOPE
Chapter 1: Separate, Unequal America
Chapter 2: A New Look at Income Disparity
PART II: INVESTING IN HOPE
Chapter 3: Cracking the Code of Finance
Chapter 4: Banking and Financial Services
Chapter 5: The Working Family’s Hedge Fund
PART III: NURTURING HOPE
Chapter 6: 700 Credit Score Communities
Chapter 7: The Power of Small Business and Entrepreneurship
PART IV: HARVESTING HOPE
Chapter 8: The HOPE Plan
Chapter 9: Project 5117
Conclusion: Where We Go from Here
Notes
Acknowledgments
Index
About Operation HOPE Inc.
About the Author