Investing in Your 20s and 30s For Dummies

 
 
Standards Information Network (Verlag)
  • 2. Auflage
  • |
  • erschienen am 1. November 2017
  • |
  • 288 Seiten
 
E-Book | PDF mit Adobe DRM | Systemvoraussetzungen
978-1-119-43142-8 (ISBN)
 
Start investing in your future now!
Millennials have witnessed a miserable market during most, if not all, of their adult lives. But going forward, the opposite is more likely to be true. In order to build a retirement portfolio that is capable of covering expenses in your golden years, it's necessary to start saving while you're young. Many individuals realize the importance of investing early in life, but simply don't know where to begin.
Investing in Your 20s & 30s For Dummies provides emerging professionals, like yourself, with the targeted investment advice that you need to establish your own unique investment style. Covering everything from the latest tax laws to new and improved investing funds, this latest edition helps you evaluate assets and manage risk to invest money wisely, and monitor your progress.
* Start building a nest egg for retirement
* Invest based on your own financial situation
* Understand investment lingo
* Have the confidence to manage your money for life
* Determine your investment timeline and goals
There's no time like the present to start investing. So, get started today!
2. Auflage
  • Englisch
  • Newark
  • |
  • USA
John Wiley & Sons Inc
  • Überarbeitete Ausgabe
  • 5,66 MB
978-1-119-43142-8 (9781119431428)
1119431425 (1119431425)
weitere Ausgaben werden ermittelt
Eric Tyson, MBA, is an internationally acclaimed and best-selling personal finance author, counselor, and writer. He is the author of five national best-selling financial books, including Investing For Dummies, Personal Finance For Dummies, and Home Buying Kit For Dummies. He has appeared on NBC's Today Show, ABC, CNBC, FOX News, PBS, and CNN.
  • Intro
  • Title Page
  • Copyright Page
  • Table of Contents
  • Introduction
  • About This Book
  • Foolish Assumptions
  • Icons Used in This Book
  • Beyond the Book
  • Where to Go from Here
  • Part 1 Getting Started with Investing
  • Chapter 1 Making Sense of Your Investing Options
  • Growing Your Money in Ownership Investments
  • Sharing in corporate growth and profits: Stocks
  • Profiting from real estate
  • Succeeding in small business
  • Keeping Money in Lending Investments
  • Understanding Risks and Returns
  • Understanding risks
  • Managing risks
  • Making sense of returns
  • Where to Invest and Get Advice
  • Finding the best fund companies and brokers
  • Finding an acceptable advisor
  • Chapter 2 Using Investments to Accomplish Your Goals
  • Setting and Prioritizing Your Shorter-Term Goals
  • Accumulating a rainy-day fund
  • Saving for large purchases
  • Investing for a small business or home
  • Saving for kids' educational costs
  • Investing short-term money
  • Investing in Retirement Accounts
  • Understanding retirement account perks
  • Grappling with retirement account concerns
  • Taking advantage of retirement accounts
  • Surveying retirement account choices
  • Selecting retirement account investments
  • Assessing Your Risk-Taking Desires
  • Chapter 3 Setting Your Return Expectations
  • Estimating Your Investments' Returns
  • Money market funds and savings account returns
  • Bond returns
  • Stock returns
  • Real estate returns
  • Small-business returns
  • Compounding Your Returns
  • The value of getting a few extra percent
  • Considering your goals
  • Chapter 4 Minimizing Your Taxes When Investing
  • Understanding Investment Taxes
  • Tracking taxation of investment distributions
  • Determining your tax bracket
  • Paying attention to the 2017 Congressional tax bill
  • Devising tax-reduction strategies
  • Reducing Your Taxes When Selling Investments
  • Weighing nontax issues
  • Tuning in to tax considerations
  • Part 2 Preparing Your Investing Foundation
  • Chapter 5 Laying Out Your Financial Plans
  • First Priorities: Paying Off High-Cost Debt and Building a Safety Reserve
  • Paying off high-cost consumer debt
  • Establishing an emergency reserve
  • What about Paying Down Other Debts?
  • Assessing student loans
  • Considering paying down mortgage debt
  • Sorting Out Your Financial Plans
  • Considering your investment options and desires
  • Assessing your savings rate
  • Investing regularly with dollar cost averaging
  • Knowing the Impact of Investing for College Costs
  • Paying for college
  • Considering educational savings account options
  • Investing money earmarked for college
  • Securing Proper Insurance
  • Chapter 6 Starting Out with Bank and Credit Union Accounts
  • Understanding FDIC Bank Insurance
  • Investing in Banking Account and Savings Vehicles
  • Bank checking accounts and debit cards
  • Savings accounts and certificates of deposit
  • Negotiating with Bankers
  • Feeling Secure with Your Bank
  • Evaluating any bank
  • Protecting yourself when banking online
  • Exploring Alternatives to Bank Accounts
  • Credit union accounts and benefits
  • Brokerage accounts
  • Money market mutual funds
  • Chapter 7 Managing Money Market Funds
  • Defining Money Market Mutual Funds
  • Making sense of the appeal of money market funds
  • Understanding the drawback of money market funds
  • Understanding Money Market Fund Holdings
  • Protecting and Accessing Your Money in Money Funds
  • Protecting your money
  • Accessing your money
  • Using Money Market Funds in Your Investment Plan
  • Shopping for the Best Money Funds
  • Understanding traits of leading money funds
  • Naming good money funds
  • Alternatives to Money Market Mutual Funds
  • Part 3 Investing in Stocks, Bonds, and Funds
  • Chapter 8 Getting Your Slice of Capitalism with Stocks
  • What Are Stocks?
  • How (And Why) You Can Make Money with Stocks
  • Understanding the importance of corporate profits
  • Making sense of how you profit with stocks
  • Timing Your Stock Buying and Selling
  • Following market indexes
  • Using price/earnings ratios to value stocks
  • Avoiding temptations and hype
  • Getting past the gloom
  • Sidestepping common investing minefields
  • Highlighting How to Invest in Stocks
  • Investing in stock mutual funds and exchange-traded funds
  • Picking your own stocks
  • Maximizing Your Stock Market Returns
  • Chapter 9 Securing Investment Income and Principal with Bonds
  • Defining Bonds
  • Understanding bond issuers
  • Considering credit (default) risk
  • Making sense of bond maturities
  • Using Bonds in a Portfolio
  • Finding uses for bonds
  • Comparing other lending investments with bonds
  • How and Where to Invest in Bonds
  • Choosing between bond funds and individual bonds
  • Investing in Treasury bonds
  • Investing in non-Treasury individual bonds
  • Evaluating individual bonds you currently hold
  • Chapter 10 Investing in Funds: Mutual Funds and Exchange-Traded Funds
  • Understanding the Advantages of Funds
  • Maximizing Your Chances for Fund Investing Success
  • Understanding the importance of performance and risk
  • Examining fund management experience
  • Keeping costs down
  • Understanding and using index funds
  • Understanding exchange-traded funds: Index funds that trade
  • Creating and Managing a Fund Portfolio
  • Identifying the Best Mutual Funds and ETFs
  • Investing in the best ETFs
  • Picking the best stock funds
  • Balancing your act: Funds that combine stocks and bonds
  • Finding the best bond funds
  • Considering Alternatives to Investing in Funds
  • Your own online fund
  • Unit investment trusts
  • Brokerage managed accounts
  • Hedge funds for the wealthier
  • Chapter 11 Understanding Investment Brokers
  • Getting Your Money's Worth: Discount Brokers
  • Assessing the high-commission salespeople's arguments
  • Selecting a discount broker
  • Considering Online Brokers
  • Examining your online trading motives
  • Taking other costs into account
  • Looking at service quality
  • Listing the best online brokers
  • Part 4 Investing in Real Estate, Small Business, and Other Investments
  • Chapter 12 Seeking Shelter and Appreciation in Real Estate
  • Comparing Owning a Home to Renting
  • Weighing financial considerations
  • Considering costs and your time frame
  • Deciding when to buy
  • Figuring Your Home-Buying Budget
  • Getting your financial house in order
  • Determining your down payment
  • Doing lenders' calculations
  • Shopping for Your Home
  • Understanding your housing options
  • Researching communities
  • Checking out and valuing a home
  • Investing in Investment Real Estate
  • Understanding real estate investment's appeal
  • Sizing up real estate investment options
  • Conducting real estate investing research
  • Chapter 13 Financing and Putting Together Real Estate Investments
  • Financing Your Real Estate Deals
  • Achieving loan approval
  • Debating fixed-rate versus adjustable-rate mortgages
  • Deciding between fixed and adjustable mortgages
  • Finding your best fixed-rate mortgage
  • Landing an appropriate adjustable-rate mortgage
  • Understanding other mortgage fees
  • Finding the best lenders
  • Refinancing for a better deal
  • Working with Real Estate Agents
  • Recognizing agent conflicts of interest
  • Selecting a good agent
  • Putting Your Deal Together
  • Negotiating basics
  • Inspecting the property
  • Shopping for title insurance and escrow services
  • Selling Real Estate
  • Negotiating real estate agents' contracts
  • Selling without an agent
  • Chapter 14 Taking Your Talents to the Small-Business Arena
  • Investing in Your Career
  • Deciding to Start Your Own Business
  • Weighing your options
  • Entrepreneuring at a company
  • Turning a Business Idea into Reality
  • Drawing up your business plan
  • Plotting to leave your job
  • Financing your business
  • Considering Small-Business Investment Options
  • Buying an existing business
  • Investing in someone else's business
  • Looking at franchises
  • Beware the pitfalls of multilevel marketing companies
  • Chapter 15 Exploring Other Investment Vehicles
  • Considering Gold and Other Precious Metals
  • Contemplating Collectibles
  • Understanding the allure of collectibles
  • Seeing the realities of collectibles and their returns
  • Considering advice on buying collectibles
  • Understanding Annuities and Cash-Value Life Insurance
  • Availing yourself of annuities
  • Considering cash-value life insurance
  • Part 5 The Part of Tens
  • Chapter 16 Ten Things to Know about Investing Resources
  • Get Educated to Discern the Best from the Rest
  • Beware "Free"
  • Understand the Influence of Advertising
  • Value Quality over Quantity
  • Know How to Check Out a Resource
  • Beware Hype and Exaggeration
  • Don't Assume Quoted Experts Know Their Stuff
  • Investigate Gurus' Claims
  • Don't Believe Investment- Newsletter Claims
  • Check Out and Keep Up with My Favorite Resources
  • Chapter 17 Ten Essential Tips for Investing Success
  • Regularly Save and Invest 5 Percent to 10 Percent of Your Income
  • Understand and Use Your Employee Benefits
  • Thoroughly Research Before You Invest
  • Shun Investments with High Commissions and Expenses
  • Invest the Majority of Your Long-Term Money in Ownership Investments
  • Avoid Making Emotionally Based Financial Decisions
  • Make Investing Decisions Based on Your Plans and Needs
  • Tap Information Sources with High Quality Standards
  • Trust Yourself First
  • Invest in Yourself and Others
  • Chapter 18 Ten Things to Know about Investing Apps
  • Beware of the General Dangers of Putting Apps on Your Cellphone
  • Use Apps Only from Proven Companies with Good Reputations and Longevity
  • Consider the Alternatives to an App
  • Use the Best Personal Finance Apps to Have More to Invest
  • Be Skeptical of Investing Apps Offering "Free" Trading
  • Review Current and Historic Financial and Economic Data
  • Invest with Leading Fund Providers
  • Tap into the Best Investment Brokerage Firms
  • Examine the Best Real Estate Apps
  • Seek out Good Small-Business Apps
  • Personal Finance in Your 20s & 30s
  • Bonus Chapter The Lowdown on Health Insurance
  • Making Sure You're Covered
  • Transitioning your coverage
  • Seeing how the 2010 healthcare laws (Obamacare) changed your coverage
  • Trumpcare?
  • Finding Your Best Health Plan
  • Selection of doctors and hospitals
  • Plan benefits and features
  • Shopping for Health Insurance
  • Uncovering the best policies
  • Handling insurance rejection
  • Health Savings Accounts: Tax Reduction for Healthcare Costs
  • Index
  • EULA

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