Microfinance Mirage

The Politics of Poverty, Social Capital and Women's Empowerment in Ethiopia
Ashgate Publishing Limited
  • erschienen am 28. Juli 2015
  • |
  • 146 Seiten
E-Book | PDF mit Adobe DRM | Systemvoraussetzungen
978-1-4724-2921-6 (ISBN)
Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women.Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
New edition
  • Englisch
  • Farnham
  • |
  • Großbritannien
Taylor & Francis Ltd
  • Für Beruf und Forschung
  • Neue Ausgabe
  • Höhe: 234 mm
  • |
  • Breite: 156 mm
  • 1,35 MB
978-1-4724-2921-6 (9781472429216)
1472429214 (1472429214)
weitere Ausgaben werden ermittelt
Esayas Bekele Geleta is a lecturer in sociology in Kwantlen Polytechnic University, Vancouver, Canada. He previously lectured in sociology in the National University of Ireland, Maynooth and held a teaching fellow position in the University of Limerick, Ireland and a part time lecturer position in University College Cork. He also worked as an assistant editor of the Irish Journal of Sociology. The key areas of his current research and teaching include the political economy of development and underdevelopment, social justice, the sociology of human rights, globalisation, microfinance, the sociology of work, the sociology of race and ethnicity and the ethics and the politics of sociological research.
  • Cover
  • Contents
  • Preface
  • Acknowledgments
  • Introduction
  • The Structure of the Book
  • 1 Introduction to Microfinance
  • 1.1 Microfinance: Definition
  • 1.2 The Rationale for 'Banking on the Poor': What Made Microfinanceso Popular?
  • 1.3 The Historical Debates over Two Popular Lending Approaches
  • 1.4 Microfinance and Poverty Reduction: Does Income Indicate Empowerment?
  • Conclusion
  • 2 Microfinance in Africa: Background to Microfinance in Ethiopia
  • 2.1 Microfinance in Africa
  • 2.2 Financial Services in Ethiopia
  • 3 The Politics of my Fieldwork
  • 3.1 Background to the 'Field': Microfinance in Ethiopia
  • 3.2 Entering the Field: Interaction with the Staff of ACSI
  • 3.3 Interaction with the Clients of ACSI
  • Conclusion
  • 4 The Political Economy of Microfinance Governance: The Experience of ACSI
  • 4.1 Historical Background to Current Microfinance Governance
  • 4.2 Microfinance in Ethiopia: Policy and Structure
  • 4.3 Locating Government Intervention in the Performance of ACSI
  • 4.4 A 'Downside' of Government Intervention in ACSI's Performance
  • Conclusion
  • 5 Social Capital, Microfinance and Poverty Reduction
  • 5.1 Introduction to Social Capital
  • 5.2 Social Capital and Collateral
  • 5.3 Social Capital: Robert Putnam's Thesis
  • 5.4 Social Capital: Pierre Bourdieu's Concepts
  • 5.5 Do the Poor Favour the Group-Lending Method?
  • Conclusion
  • 6 Microfinance, Women's Empowerment and Poverty Reduction
  • 6.1 Microfinance and the Empowerment of Women
  • 6.2 Empowerment
  • 6.3 Bourdieu's Capitals
  • 6.4 Microfinance and Women's Empowerment
  • 6.5 Women's Empowerment and the Structure of Property Ownership
  • 6.6 Women and their Decision-making Power
  • 6.7 The Enterprise of Economically Active Woman and Her Power
  • 6.8 Household Division of Labour and Women's Empowerment
  • 6.9 The Place of Women in Markets: Are they Transacting?
  • 6.10 Microfinance, Social Capital and Women's Empowerment
  • Conclusion
  • Bibliography
  • Index
`This book is desperately needed, because it ends many of the illusions of microfinance by venturing into themes unexamined by scholars and practitioners alike. This theoretically informed and empirically grounded study promises to become a basic resource in understanding the widening gap between the promises and realities of microfinance and opens a space for a dialogue to reorient microfinance and make it more socially responsible.'
Jude Fernando, Clark University, USA

`This book makes a valuable contribution to understanding the social and political impact and implications of microfinance schemes as poverty reduction strategies. Focused on a detailed examination of the Amhara Credit and Savings Institution (ACSI) in Northern Ethiopia, it is a timely and important addition to critical ethnographic research on microfinance. This carefully developed analysis of wider contexts around microfinance and gendered social relations is an important touchstone for future work.'
Heloise Weber, The University of Queensland, Australia

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