This book aims to explore if and how securitization changed financial intermediation and lending behaviour by reviewing the pre- and post-financial crisis theoretical and empirical literature. The book's distinctive feature is bringing the growing post-crisis empirical evidence to the attention of a wider audience by critically appraising it against pre-crisis arguments. With its thought-provoking insights, this book is of particular interest for students, practitioners and academics.
Solomon Y Deku is a Lecturer in Accounting and Finance at Nottingham Trent University, UK. He holds a BSc in Administration (Banking & Finance) from the University of Ghana and an MSc Financial Management from the University of Hull, UK. Solomon started his career as a junior accountant in Accra, Ghana, before becoming a Billings Analyst for the Economist Group, UK. He became a Chartered Accountant in 2013 and was awarded a scholarship for his PhD program by the Hull University Business School, UK. His research interests include securitization and financial exclusion.
PhD, is a Senior Lecturer in Finance at the Loughborough University's School of Business and Economics, UK. Previously, Dr Kara worked in various capacities at the Hull, Leicester, Robert Gordon and Bangor Universities, UK. Dr Kara's research interests and publication record cover a range of topics, including securitization, syndicated bank lending, bank governance and households' access to finance and financial exclusion. Preceding his academic career, Dr Kara worked in the banking industry as a trader in the international bond and foreign exchange markets.