This book provides a historical evaluation of banking reforms and structural changes in India over the past 25 years. Chapters cover issues in consolidation and restructuring, competition and concentration, performance evaluation in terms of cost efficiency and productivity, profitability, non-performing assets and technology use. The authors use specific regression models to measure the impact of these reforms on bank performance during this period and assess whether or not the consolidation phase is now complete. This volume will be of interest to researchers and academicians interested in the financial history of Indian Banking reforms.
T R Bishnoi
, PhD, is the RBI Chair Professor in the Faculty of Commerce at the Maharaja Sayajirao University of Baroda, India. He has held various academic positions including Senior Lecturer in the Department of Economics at the University of Mumbai, India, IFCI Chair Professor in Industrial Finance at the Nirma University of Science and Technology, India, and Associate Professor in the Department of Economics at the M S University of Baroda, India. He has edited two books, authored one book and published more than 30 research papers in professional journals.
Sofia Devi Sh., PhD, is a Research Assistant at the Reserve Bank of India Endowment Unit at the Maharaja Sayajirao University of Baroda, India. She has over eight years of teaching and research experience as lecturer and research assistant.
Chapter 1: Indian Banking Structure: An Overview.- Chapter 2: Banking Reforms.- Chapter 3: Restructuring and Consolidation.- Chapter 4: Concentration and Competition.- Chapter 5: Cost Efficiency and Productivity.- Chapter 6: Profitability.-Chapter 7: Non-performing Assets.- Chapter 8: Information Technology in Banking System.- Chapter 9: Summary and Conclusion.